Comparing Crawford & Company (NYSE:CRD.B) & CNP Assurances (OTCMKTS:CNPAY)

CNP Assurances (OTCMKTS:CNPAY) and Crawford & Company (NYSE:CRD.B) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

Valuation and Earnings

This table compares CNP Assurances and Crawford & Company”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNP Assurances	N/A	N/A	N/A	N/A	N/A
Crawford & Company	$1.31 billion	0.46	$19.63 million	$0.48	25.79

Crawford & Company has higher revenue and earnings than CNP Assurances.

Analyst Ratings

This is a summary of recent recommendations and price targets for CNP Assurances and Crawford & Company, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNP Assurances	0	0	0	0	0.00
Crawford & Company	0	0	0	1	4.00

Profitability

This table compares CNP Assurances and Crawford & Company’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CNP Assurances	N/A	N/A	N/A
Crawford & Company	1.81%	28.15%	6.51%

Institutional & Insider Ownership

11.0% of Crawford & Company shares are held by institutional investors. 51.0% of Crawford & Company shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Crawford & Company beats CNP Assurances on 8 of the 8 factors compared between the two stocks.

About CNP Assurances

CNP Assurances SA (ENXTPA:CNP) provides insurance, coinsurance, and reinsurance solutions in France, Latin America, and other European countries. It offers life, accident, long-term care, death and funerals, disability, unemployment, loss of income, health, and dental insurance products; property and casualty insurance, such as home-owner and auto insurance; term creditor and guarantee insurance products, including home and business loans, and consumer finance; solutions in the area of guarantees for real estate loans in private market; and pension plans, as well as support and assistance services. The company was founded in 1850 and is headquartered in Paris, France. CNP Assurances SA (ENXTPA:CNP) operates as a subsidiary of La Banque Postale S.A.

About Crawford & Company

Crawford & Co. engages in the provision of claims management and outsourcing solutions to carriers, brokers, and corporates. It operates through the following segments: Crawford Loss Adjusting, Crawford TPA Solutions, and Crawford Platform Solutions. The Crawford Loss Adjusting segment consists of adjusting services provided to insurance companies and self-insured entities related to property and casualty losses caused by physical damage to commercial and residential real property and certain types of personal property. The Crawford TPA Solutions segment provides third party administration for workers’ compensation, auto and liability, disability absence management, medical management, and accident and health to corporations, brokers, and insurers worldwide. The Crawford Platform Solutions segment is involved in the management of contractor networks and the provision of claims management services to insurance companies and self-insured entities related to property, casualty, and catastrophic losses. The company was founded by Jim Crawford in 1941 and is headquartered in Peachtree Corners, GA.