Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL) vs. Medallion Financial (NASDAQ:MFIN) Critical Contrast

Medallion Financial (NASDAQ:MFIN) and Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, earnings, profitability, valuation and dividends.

Earnings and Valuation

This table compares Medallion Financial and Atlanticus Holdings Co. 6.125% Senior Notes due 2026″s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Medallion Financial	$353.31 million	0.74	$43.04 million	$1.33	8.52
Atlanticus Holdings Co. 6.125% Senior Notes due 2026	N/A	N/A	N/A	N/A	N/A

Medallion Financial has higher revenue and earnings than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Profitability

This table compares Medallion Financial and Atlanticus Holdings Co. 6.125% Senior Notes due 2026’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Medallion Financial	9.25%	7.11%	1.20%
Atlanticus Holdings Co. 6.125% Senior Notes due 2026	N/A	N/A	N/A

Institutional and Insider Ownership

40.6% of Medallion Financial shares are owned by institutional investors. 24.6% of Medallion Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings and target prices for Medallion Financial and Atlanticus Holdings Co. 6.125% Senior Notes due 2026, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Medallion Financial	0	4	0	0	2.00
Atlanticus Holdings Co. 6.125% Senior Notes due 2026	0	0	0	0	0.00

Medallion Financial currently has a consensus target price of $10.50, indicating a potential downside of 7.33%. Given Medallion Financial’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Medallion Financial is more favorable than Atlanticus Holdings Co. 6.125% Senior Notes due 2026.

Summary

Medallion Financial beats Atlanticus Holdings Co. 6.125% Senior Notes due 2026 on 8 of the 8 factors compared between the two stocks.

About Medallion Financial

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

About Atlanticus Holdings Co. 6.125% Senior Notes due 2026

atlanticus holdings corporation (“atlanticus”​) is a financial holding company with investments primarily in companies focused on providing financial services. our subsidiaries offer a broad array of financial products and services. www.atlanticus.com