Comparing Fifth District Bancorp (FDSB) & Its Peers

Fifth District Bancorp (NASDAQ:FDSB) is one of 919 public companies in the “Banks” industry, but how does it contrast to its peers? We will compare Fifth District Bancorp to similar businesses based on the strength of its institutional ownership, risk, profitability, earnings, valuation, dividends and analyst recommendations.

Risk and Volatility

Fifth District Bancorp has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500. Comparatively, Fifth District Bancorp’s peers have a beta of 0.62, indicating that their average stock price is 38% less volatile than the S&P 500.

Institutional & Insider Ownership

48.0% of shares of all “Banks” companies are owned by institutional investors. 8.6% of Fifth District Bancorp shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Fifth District Bancorp and its peers top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fifth District Bancorp	$26.49 million	$4.09 million	52.07
Fifth District Bancorp Competitors	$32.38 billion	$2.42 billion	21.02

Fifth District Bancorp’s peers have higher revenue and earnings than Fifth District Bancorp. Fifth District Bancorp is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Fifth District Bancorp and its peers, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth District Bancorp	0	1	0	0	2.00
Fifth District Bancorp Competitors	7503	30277	27877	1492	2.35

As a group, “Banks” companies have a potential upside of 14.42%. Given Fifth District Bancorp’s peers stronger consensus rating and higher possible upside, analysts clearly believe Fifth District Bancorp has less favorable growth aspects than its peers.

Profitability

This table compares Fifth District Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fifth District Bancorp	6.83%	1.27%	0.31%
Fifth District Bancorp Competitors	15.66%	9.47%	0.93%

Summary

Fifth District Bancorp peers beat Fifth District Bancorp on 12 of the 13 factors compared.

About Fifth District Bancorp

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank, a community bank based in New Orleans, Louisiana. The bank traces its roots to 1926 and serves customers in the Greater New Orleans area. Fifth District Savings Bank offers deposit services, including checking, savings and certificate accounts, along with residential mortgage, commercial real estate, business and consumer lending. Its community banking model focuses on individuals, families and local businesses.