Comparing Fold (FLD) and Its Peers

Fold (NASDAQ:FLD) is one of 334 public companies in the “Financial Services” industry, but how does it compare to its competitors? We will compare Fold to similar companies based on the strength of its earnings, profitability, analyst recommendations, dividends, risk, institutional ownership and valuation.

Risk & Volatility

Fold has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, Fold’s competitors have a beta of 2.55, suggesting that their average stock price is 155% more volatile than the S&P 500.

Valuation and Earnings

This table compares Fold and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fold	$24.97 million	-$69.59 million	-0.25
Fold Competitors	$6.95 billion	$1.14 billion	8.18

Fold’s competitors have higher revenue and earnings than Fold. Fold is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of current ratings and price targets for Fold and its competitors, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fold	1	0	2	0	2.33
Fold Competitors	1929	6943	11706	447	2.51

Fold presently has a consensus price target of $2.40, suggesting a potential upside of 497.01%. As a group, “Financial Services” companies have a potential downside of 4.95%. Given Fold’s higher possible upside, equities research analysts plainly believe Fold is more favorable than its competitors.

Profitability

This table compares Fold and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fold	-304.96%	-59.11%	-31.89%
Fold Competitors	-259.04%	-39.95%	-4.73%

Institutional and Insider Ownership

56.9% of Fold shares are held by institutional investors. Comparatively, 43.5% of shares of all “Financial Services” companies are held by institutional investors. 16.7% of Fold shares are held by company insiders. Comparatively, 21.9% of shares of all “Financial Services” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Fold competitors beat Fold on 10 of the 13 factors compared.

About Fold

Fold Holdings, Inc. (NASDAQ: FLD) is a financial technology company focused on making bitcoin more accessible through everyday financial products and services. Its platform is designed to allow consumers to earn, buy, sell, hold and use bitcoin alongside traditional financial tools. The company’s offerings have included a bitcoin rewards card, a mobile application and related services that enable users to receive bitcoin rewards from eligible purchases and manage their digital assets. Fold has also provided mechanisms for customers to purchase and transact in bitcoin, with products aimed primarily at individual consumers in the United States.