Qfin (NASDAQ:QFIN) Hits New 1-Year Low – Should You Sell?

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) shares reached a new 52-week low during mid-day trading on Thursday. The company traded as low as $5.10 and last traded at $5.1850, with a volume of 138,522 shares. The stock had previously closed at $5.31.

Key Qfin News

Investors following QFIN have been watching these news items:

• Positive Sentiment: Zacks Research upgraded QFIN from “strong sell” to “hold.” The change is a more favorable assessment, though a hold rating does not signal an expectation of near-term gains. Zacks Research ratings
• Neutral Sentiment: Qfin Holdings will report unaudited third-quarter 2026 results after U.S. markets close on November 24. Investors may look to the report for updates on financial performance and the effects of regulatory changes in China. Earnings announcement
• Negative Sentiment: Several law firms publicized a pending securities class action against Qfin and certain executives, with lead-plaintiff deadlines approaching November 27 and 30. The lawsuit concerns investors who bought shares from March 18 through August 25, 2026, and alleges the company misrepresented how its business was handling Chinese regulatory changes. The claims are allegations, not findings; continued legal uncertainty could weigh on investor sentiment. Class-action deadline notice

Analysts Set New Price Targets

A number of equities analysts recently weighed in on the company. JPMorgan Chase & Co. cut Qfin from a “neutral” rating to an “underweight” rating and decreased their price objective for the company from $13.50 to $9.00 in a report on Wednesday, August 26th. Weiss Ratings reaffirmed a “sell (d+)” rating on shares of Qfin in a research note on Friday, October 9th. Citigroup cut shares of Qfin from a “buy” rating to a “sell” rating and set a $8.00 price target on the stock. in a research report on Wednesday, August 26th. Jefferies Financial Group reiterated a “buy” rating and set a $15.40 price target on shares of Qfin in a research report on Wednesday, August 26th. Finally, Morgan Stanley downgraded shares of Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 price target on the stock. in a research note on Wednesday, August 26th. One research analyst has rated the stock with a Buy rating, four have assigned a Hold rating and three have issued a Sell rating to the company’s stock. According to data from MarketBeat, the company has a consensus rating of “Reduce” and an average price target of $12.29.

Qfin Stock Performance

The company has a quick ratio of 2.17, a current ratio of 2.17 and a debt-to-equity ratio of 0.03. The company has a fifty day moving average price of $6.63 and a 200 day moving average price of $12.04. The stock has a market cap of $610.59 million, a PE ratio of 1.21 and a beta of 0.60.

Qfin (NASDAQ:QFIN) last issued its earnings results on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. The company had revenue of $524.96 million during the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%. Analysts expect that Qfin Holdings Inc. – Sponsored ADR will post 2.43 earnings per share for the current year.

Qfin Cuts Dividend

The business also recently declared a dividend, which was paid on Thursday, October 1st. Shareholders of record on Wednesday, September 9th were paid a $0.46 dividend. This is a decrease from Qfin’s previous dividend of $0.78. The ex-dividend date of this dividend was Wednesday, September 9th. This represents a yield of 1,070.0%. Qfin’s payout ratio is presently 21.63%.

Insiders Place Their Bets

In other Qfin news, Director Andrew Yan sold 326,700 shares of the business’s stock in a transaction that occurred on Friday, September 25th. The stock was sold at an average price of $7.36, for a total value of $2,404,512.00. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Insiders sold a total of 657,550 shares of company stock valued at $4,889,121 in the last ninety days. Insiders own 17.10% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the company. Global Retirement Partners LLC purchased a new position in shares of Qfin in the third quarter worth $172,000. Drive Wealth Management LLC bought a new stake in Qfin during the 3rd quarter valued at $108,000. Russell Investments Group Ltd. raised its holdings in Qfin by 1.2% during the 3rd quarter. Russell Investments Group Ltd. now owns 458,889 shares of the company’s stock valued at $3,102,000 after buying an additional 5,244 shares during the last quarter. Commons Capital LLC grew its holdings in Qfin by 1,731.6% in the 3rd quarter. Commons Capital LLC now owns 313,202 shares of the company’s stock worth $2,098,000 after acquiring an additional 296,102 shares during the last quarter. Finally, Turn8 Private Wealth Inc. grew its holdings in Qfin by 11.0% in the 3rd quarter. Turn8 Private Wealth Inc. now owns 149,542 shares of the company’s stock worth $1,002,000 after acquiring an additional 14,857 shares during the last quarter. Institutional investors own 74.81% of the company’s stock.

Qfin Company Profile

Qifu Technology, Inc. (NASDAQ: QFIN), formerly known as 360 DigiTech, operates a digital platform in China that connects consumers seeking credit with financial institutions. The company uses technology and data analysis to support credit assessment and loan matching. Its services include helping partner institutions acquire and assess borrowers, facilitating loan applications and providing support after loans are originated. Qifu also offers technology solutions to financial institutions to assist with their consumer lending operations.