Comparing CVB Financial (CVBF) & Its Peers

CVB Financial (NASDAQ:CVBF) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its competitors? We will compare CVB Financial to similar businesses based on the strength of its analyst recommendations, dividends, profitability, earnings, valuation, institutional ownership and risk.

Dividends

CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 3.6%. CVB Financial pays out 53.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. CVB Financial lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Analyst Recommendations

This is a summary of recent ratings and price targets for CVB Financial and its competitors, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CVB Financial	0	1	4	0	2.80
CVB Financial Competitors	7494	30254	27863	1490	2.35

CVB Financial currently has a consensus price target of $26.50, indicating a potential upside of 17.81%. As a group, “Banks” companies have a potential upside of 14.39%. Given CVB Financial’s stronger consensus rating and higher probable upside, analysts plainly believe CVB Financial is more favorable than its competitors.

Risk and Volatility

CVB Financial has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, CVB Financial’s competitors have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Institutional and Insider Ownership

74.2% of CVB Financial shares are owned by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are owned by institutional investors. 6.4% of CVB Financial shares are owned by insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares CVB Financial and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CVB Financial	29.54%	9.42%	1.41%
CVB Financial Competitors	15.63%	9.41%	0.93%

Valuation & Earnings

This table compares CVB Financial and its competitors top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
CVB Financial	$640.96 million	$209.30 million	14.90
CVB Financial Competitors	$257.61 billion	$2.42 billion	21.40

CVB Financial’s competitors have higher revenue and earnings than CVB Financial. CVB Financial is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

CVB Financial beats its competitors on 8 of the 15 factors compared.

CVB Financial Company Profile

CVB Financial Corporation is the bank holding company for Citizens Business Bank, a California-based financial institution founded in 1974. The bank serves businesses, professionals, individuals and nonprofit organizations, with a strong presence in Southern California and operations in other parts of the state. Citizens Business Bank provides commercial and small-business banking, including deposit accounts, business loans, commercial real estate financing and cash-management services. It also offers personal banking and trust and wealth-management services.