Zacks Research Boosts Earnings Estimates for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH) – Analysts at Zacks Research boosted their Q1 2027 EPS estimates for Bread Financial in a report released on Thursday, November 5th. Zacks Research analyst Team now expects that the company will post earnings of $2.96 per share for the quarter, up from their previous estimate of $2.42. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bread Financial’s current full-year earnings is $12.66 per share. Zacks Research also issued estimates for Bread Financial’s Q1 2028 earnings at $3.01 EPS.

Several other brokerages also recently commented on BFH. Evercore set a $118.00 target price on Bread Financial in a report on Thursday, October 1st. Citigroup reiterated a “market perform” rating on shares of Bread Financial in a research report on Monday, October 26th. Morgan Stanley set a $107.00 price target on Bread Financial in a research note on Friday, July 24th. Royal Bank Of Canada restated a “sector perform” rating and set a $115.00 price objective on shares of Bread Financial in a report on Friday, July 24th. Finally, Wall Street Zen raised shares of Bread Financial from a “hold” rating to a “buy” rating in a research note on Saturday, October 24th. Eight research analysts have rated the stock with a Buy rating, eight have issued a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $111.71.

Bread Financial Stock Performance

Shares of NYSE BFH opened at $96.97 on Monday. The company has a quick ratio of 1.16, a current ratio of 1.16 and a debt-to-equity ratio of 0.24. The stock has a market capitalization of $3.68 billion, a price-to-earnings ratio of 7.23, a PEG ratio of 0.74 and a beta of 1.26. The stock’s fifty day simple moving average is $103.28 and its 200 day simple moving average is $92.73. Bread Financial has a 52-week low of $59.26 and a 52-week high of $114.53.

Bread Financial (NYSE:BFH) last announced its quarterly earnings data on Thursday, October 22nd. The company reported $3.84 EPS for the quarter, beating analysts’ consensus estimates of $3.34 by $0.50. The company had revenue of $1.02 billion during the quarter, compared to the consensus estimate of $1.01 billion. Bread Financial had a return on equity of 17.24% and a net margin of 11.19%. The company’s quarterly revenue was up 4.7% compared to the same quarter last year. During the same quarter in the prior year, the firm earned $4.02 EPS.

Bread Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, December 15th. Stockholders of record on Monday, November 30th will be issued a $0.25 dividend. The ex-dividend date is Monday, November 30th. This is an increase from Bread Financial’s previous quarterly dividend of $0.23. This represents a $1.00 dividend on an annualized basis and a dividend yield of 1.0%. Bread Financial’s dividend payout ratio is currently 7.26%.

Insider Activity at Bread Financial

In other Bread Financial news, Director John Fawcett bought 5,000 shares of the firm’s stock in a transaction dated Wednesday, October 28th. The stock was acquired at an average price of $24.70 per share, with a total value of $123,500.00. Following the completion of the transaction, the director directly owned 5,000 shares in the company, valued at approximately $123,500. This represents a ∞ increase in their position. The purchase was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. 1.30% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the business. BlackRock Inc. acquired a new stake in Bread Financial during the 2nd quarter worth about $421,314,000. Hsbc Holdings PLC purchased a new position in Bread Financial during the 2nd quarter valued at about $98,764,000. Bank of America Corp DE acquired a new position in shares of Bread Financial in the 2nd quarter valued at about $65,806,000. Copeland Capital Management LLC acquired a new position in shares of Bread Financial in the 3rd quarter valued at about $55,054,000. Finally, Empowered Funds LLC acquired a new position in shares of Bread Financial in the 2nd quarter valued at about $50,051,000. 99.52% of the stock is owned by institutional investors and hedge funds.

Bread Financial Company Profile

Bread Financial is a consumer financial services company that works with retailers and other businesses to offer payment and lending products. Its services include private-label and co-branded credit cards, installment payment options and other financing solutions designed for purchases with participating merchants. The company also offers deposit products through Bread Savings, including online savings accounts and certificates of deposit. Its products serve consumers primarily in the United States.