OneMain (OMF) vs. Its Rivals Head-To-Head Contrast

OneMain (NYSE:OMF) is one of 120 publicly-traded companies in the “Consumer Finance” industry, but how does it weigh in compared to its rivals? We will compare OneMain to related companies based on the strength of its institutional ownership, dividends, risk, analyst recommendations, profitability, valuation and earnings.

Profitability

This table compares OneMain and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
OneMain	13.43%	21.90%	2.68%
OneMain Competitors	10.31%	-15.77%	1.99%

Dividends

OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 7.5%. OneMain pays out 63.9% of its earnings in the form of a dividend. As a group, “Consumer Finance” companies pay a dividend yield of 6.2% and pay out 34.3% of their earnings in the form of a dividend. OneMain has increased its dividend for 5 consecutive years.

Analyst Ratings

This is a summary of recent ratings and target prices for OneMain and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OneMain	1	3	9	0	2.62
OneMain Competitors	891	3352	5292	274	2.50

OneMain presently has a consensus target price of $66.82, indicating a potential upside of 19.07%. As a group, “Consumer Finance” companies have a potential upside of 21.17%. Given OneMain’s rivals higher probable upside, analysts clearly believe OneMain has less favorable growth aspects than its rivals.

Insider and Institutional Ownership

85.8% of OneMain shares are owned by institutional investors. Comparatively, 45.8% of shares of all “Consumer Finance” companies are owned by institutional investors. 0.3% of OneMain shares are owned by insiders. Comparatively, 22.0% of shares of all “Consumer Finance” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Risk and Volatility

OneMain has a beta of 1.3, meaning that its share price is 30% more volatile than the S&P 500. Comparatively, OneMain’s rivals have a beta of 1.26, meaning that their average share price is 26% more volatile than the S&P 500.

Earnings and Valuation

This table compares OneMain and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
OneMain	$5.21 billion	$783.00 million	8.54
OneMain Competitors	$3.64 billion	$385.17 million	6.18

OneMain has higher revenue and earnings than its rivals. OneMain is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Summary

OneMain beats its rivals on 11 of the 15 factors compared.

OneMain Company Profile

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It sells its products through its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.