What is Zacks Research’s Estimate for Visa Q4 Earnings?

Visa Inc. (NYSE:V) – Zacks Research issued their Q4 2028 earnings per share estimates for shares of Visa in a report issued on Wednesday, November 4th. Zacks Research analyst Team anticipates that the credit-card processor will earn $4.38 per share for the quarter. The consensus estimate for Visa’s current full-year earnings is $15.02 per share.

Visa (NYSE:V) last issued its quarterly earnings results on Tuesday, October 27th. The credit-card processor reported $3.48 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $3.44 by $0.04. Visa had a return on equity of 70.50% and a net margin of 51.20%. The firm had revenue of $12.14 billion during the quarter, compared to the consensus estimate of $12.09 billion. During the same quarter last year, the company posted $2.98 EPS. The company’s revenue for the quarter was up 13.2% on a year-over-year basis.

Other equities research analysts have also issued reports about the stock. UBS Group reiterated a “buy” rating and set a $420.00 target price (up from $410.00) on shares of Visa in a research report on Wednesday, July 29th. BNP Paribas Exane increased their price target on shares of Visa from $420.00 to $425.00 and gave the stock an “outperform” rating in a report on Friday, August 7th. Oppenheimer increased their price target on shares of Visa from $403.00 to $440.00 and gave the stock an “outperform” rating in a report on Wednesday, October 28th. Clear Str upgraded shares of Visa to a “strong-buy” rating in a research report on Thursday, July 16th. Finally, Bank of America lifted their price objective on shares of Visa from $410.00 to $430.00 and gave the stock a “buy” rating in a report on Wednesday, July 29th. Two research analysts have rated the stock with a Strong Buy rating and thirty-five have assigned a Buy rating to the company. According to MarketBeat.com, the stock presently has an average rating of “Buy” and an average target price of $440.82.

Visa Stock Down 3.3%

V stock opened at $422.35 on Friday. The company has a current ratio of 0.97, a quick ratio of 0.99 and a debt-to-equity ratio of 0.54. The company’s 50 day moving average is $384.99 and its 200 day moving average is $344.21. The stock has a market cap of $753.65 billion, a price-to-earnings ratio of 34.25, a price-to-earnings-growth ratio of 1.86 and a beta of 0.80. Visa has a 1-year low of $293.89 and a 1-year high of $442.23.

Visa Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, December 1st. Investors of record on Tuesday, November 10th will be issued a dividend of $0.78 per share. The ex-dividend date of this dividend is Tuesday, November 10th. This represents a $3.12 dividend on an annualized basis and a dividend yield of 0.7%. This is a positive change from Visa’s previous quarterly dividend of $0.67. Visa’s payout ratio is 21.74%.

Insider Transactions at Visa

In related news, General Counsel Julie Rottenberg sold 2,028 shares of the business’s stock in a transaction that occurred on Monday, August 31st. The stock was sold at an average price of $381.35, for a total value of $773,377.80. Following the completion of the sale, the general counsel owned 18,404 shares in the company, valued at $7,018,365.40. The trade was a 9.93% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the business’s stock in a transaction that occurred on Friday, August 21st. The stock was sold at an average price of $367.87, for a total value of $2,161,236.25. Following the completion of the sale, the chief executive officer owned 15,174 shares of the company’s stock, valued at $5,582,059.38. The trade was a 27.91% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders have sold 27,395 shares of company stock worth $10,406,050. 0.12% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Visa

A number of hedge funds have recently made changes to their positions in V. John Boyer Inc. bought a new stake in shares of Visa in the 3rd quarter valued at about $27,000. Philadelphia Investment Partners LLC purchased a new stake in Visa during the 2nd quarter valued at about $29,000. Virtus Advisers LLC purchased a new stake in Visa during the 2nd quarter valued at about $33,000. Robinswood Financial LLC bought a new position in Visa during the 1st quarter worth approximately $35,000. Finally, Portfolio Resources Advisor Group Inc. bought a new position in Visa during the 3rd quarter worth approximately $35,000. 82.15% of the stock is currently owned by institutional investors.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported record fourth-quarter and full-year results, with adjusted earnings up 17% year over year, and raised its dividend 16%—signs of continued earnings growth and management confidence. Article: Visa Reports Record Earnings and Dividend Hike
• Positive Sentiment: Truist raised its price target to $470 and maintained a buy rating, providing a favorable analyst signal. Article: Visa Given New Price Target at Truist Financial
• Positive Sentiment: Visa is establishing six Singapore technology hubs focused on AI, cybersecurity, and next-generation payments, investments that could support future products and network growth. Article: Visa Sets Up Six Hubs in Singapore
• Neutral Sentiment: Visa’s new AI-shopping benchmark highlights its work in agentic commerce, though the finding that nearly half of test runs fail underscores that the technology is still developing. Article: Visa Releases AI Shopping Benchmark
• Negative Sentiment: Shares fell in the prior session despite the strong results. Commentary points to rising client incentives and a premium valuation as potential concerns for investors weighing whether earnings growth justifies the stock’s price. Article: Visa’s Solid Q4 Masks Rising Incentives

Visa Company Profile

Visa Inc operates a global payments network that connects consumers, merchants, financial institutions and governments. Its network supports the authorization, clearing and settlement of electronic payments, including transactions made in person and online.

The company’s services include payment processing, fraud prevention, identity and risk management, and money-transfer solutions such as Visa Direct. Visa-branded credit, debit and prepaid cards are issued by participating financial institutions; Visa generally provides the network and related services rather than issuing cards or extending credit directly to consumers.

Visa traces its roots to BankAmericard, a bank card program launched in California in 1958.