Amesite (NASDAQ:AMST – Get Free Report) and ACI Worldwide (NASDAQ:ACIW – Get Free Report) are both technology companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership and analyst recommendations.
Profitability
This table compares Amesite and ACI Worldwide’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Amesite | -850.55% | -162.26% | -135.85% |
| ACI Worldwide | 12.40% | 17.62% | 8.47% |
Analyst Recommendations
This is a summary of recent ratings and price targets for Amesite and ACI Worldwide, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Amesite | 1 | 0 | 0 | 0 | 1.00 |
| ACI Worldwide | 0 | 1 | 2 | 1 | 3.00 |
ACI Worldwide has a consensus target price of $61.00, suggesting a potential upside of 4.45%. Given ACI Worldwide’s stronger consensus rating and higher probable upside, analysts plainly believe ACI Worldwide is more favorable than Amesite.
Valuation & Earnings
This table compares Amesite and ACI Worldwide”s gross revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Amesite | $370,000.00 | 10.07 | -$3.10 million | ($0.63) | -0.90 |
| ACI Worldwide | $1.76 billion | 3.35 | $226.66 million | $2.18 | 26.79 |
ACI Worldwide has higher revenue and earnings than Amesite. Amesite is trading at a lower price-to-earnings ratio than ACI Worldwide, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
3.6% of Amesite shares are owned by institutional investors. Comparatively, 94.7% of ACI Worldwide shares are owned by institutional investors. 33.2% of Amesite shares are owned by company insiders. Comparatively, 1.2% of ACI Worldwide shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Risk and Volatility
Amesite has a beta of 0.99, suggesting that its share price is 1% less volatile than the S&P 500. Comparatively, ACI Worldwide has a beta of 0.99, suggesting that its share price is 1% less volatile than the S&P 500.
Summary
ACI Worldwide beats Amesite on 12 of the 14 factors compared between the two stocks.
About Amesite
Amesite Inc., an artificial intelligence driven platform and course designer, that provides online products in the United States. The company uses machine learning to offer a mass customized experience to learners. It serves businesses, universities and colleges, K-12 schools, museums, and non-profit organizations. Amesite Inc. was incorporated in 2017 and is headquartered in Detroit, Michigan.
About ACI Worldwide
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24×7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.
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