Financial Contrast: First Community Bancshares (NASDAQ:FCBC) versus FirstSun Capital Bancorp (NASDAQ:FSUN)

FirstSun Capital Bancorp (NASDAQ:FSUN) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, institutional ownership, analyst recommendations, earnings and valuation.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for FirstSun Capital Bancorp and First Community Bancshares, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	1	1	3	1	2.67
First Community Bancshares	0	2	1	0	2.33

FirstSun Capital Bancorp presently has a consensus price target of $45.50, suggesting a potential upside of 13.35%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher probable upside, equities analysts clearly believe FirstSun Capital Bancorp is more favorable than First Community Bancshares.

Risk & Volatility

FirstSun Capital Bancorp has a beta of 0.34, suggesting that its share price is 66% less volatile than the S&P 500. Comparatively, First Community Bancshares has a beta of 0.49, suggesting that its share price is 51% less volatile than the S&P 500.

Institutional and Insider Ownership

35.0% of First Community Bancshares shares are held by institutional investors. 10.5% of FirstSun Capital Bancorp shares are held by insiders. Comparatively, 3.7% of First Community Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares FirstSun Capital Bancorp and First Community Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	7.59%	8.63%	1.10%
First Community Bancshares	29.48%	10.98%	1.63%

Earnings & Valuation

This table compares FirstSun Capital Bancorp and First Community Bancshares”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$569.65 million	3.28	$97.94 million	$1.97	20.38
First Community Bancshares	$185.42 million	4.87	$48.79 million	$3.31	14.42

FirstSun Capital Bancorp has higher revenue and earnings than First Community Bancshares. First Community Bancshares is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

FirstSun Capital Bancorp beats First Community Bancshares on 8 of the 15 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About First Community Bancshares

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement plans; and commercial, consumer real estate, and consumer and other loans. The company also provides trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. The company operates through branches in West Virginia, Virginia, North Carolina, and Tennessee. Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.