Contrasting Timberland Bancorp (TSBK) & The Competition

Timberland Bancorp (NASDAQ:TSBK) is one of 920 public companies in the “Banks” industry, but how does it contrast to its competitors? We will compare Timberland Bancorp to related businesses based on the strength of its valuation, institutional ownership, profitability, analyst recommendations, earnings, risk and dividends.

Valuation and Earnings

This table compares Timberland Bancorp and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Timberland Bancorp	$114.63 million	$29.16 million	11.97
Timberland Bancorp Competitors	$54.71 billion	$2.41 billion	16.82

Timberland Bancorp’s competitors have higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Timberland Bancorp has a beta of 0.31, meaning that its share price is 69% less volatile than the S&P 500. Comparatively, Timberland Bancorp’s competitors have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations for Timberland Bancorp and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timberland Bancorp	0	0	0	1	4.00
Timberland Bancorp Competitors	7458	30171	27726	1451	2.35

As a group, “Banks” companies have a potential upside of 15.96%. Given Timberland Bancorp’s competitors higher probable upside, analysts plainly believe Timberland Bancorp has less favorable growth aspects than its competitors.

Profitability

This table compares Timberland Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Timberland Bancorp	26.46%	11.72%	1.55%
Timberland Bancorp Competitors	15.72%	9.53%	0.93%

Dividends

Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.5%. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.4% and pay out 28.9% of their earnings in the form of a dividend. Timberland Bancorp has raised its dividend for 13 consecutive years. Timberland Bancorp lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Insider and Institutional Ownership

65.5% of Timberland Bancorp shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 3.6% of Timberland Bancorp shares are held by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Timberland Bancorp competitors beat Timberland Bancorp on 9 of the 15 factors compared.

Timberland Bancorp Company Profile

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, and commercial real estate loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, land development, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.