Qfin Holdings Inc. – Sponsored ADR (QFIN) – What Are Investment Firms Saying About This Stock?

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) has been given a consensus rating of “Reduce” by the eight research firms that are presently covering the firm, Marketbeat.com reports. Four research analysts have rated the stock with a sell rating, three have issued a hold rating and one has issued a buy rating on the company. The average 1 year price objective among analysts that have issued a report on the stock in the last year is $12.29.

Several research analysts have recently commented on QFIN shares. Deutsche Bank Aktiengesellschaft set a $13.00 target price on Qfin in a report on Wednesday, August 12th. Citigroup downgraded Qfin from a “buy” rating to a “sell” rating and set a $8.00 price objective for the company. in a research report on Wednesday, August 26th. Bank of America reissued a “neutral” rating on shares of Qfin in a research note on Thursday, September 10th. Zacks Research cut Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Finally, JPMorgan Chase & Co. lowered Qfin from a “neutral” rating to an “underweight” rating and lowered their target price for the company from $13.50 to $9.00 in a research note on Wednesday, August 26th.

Insider Buying and Selling

In other Qfin news, Director Andrew Yan sold 326,700 shares of the stock in a transaction dated Friday, September 25th. The shares were sold at an average price of $7.36, for a total transaction of $2,404,512.00. The sale was disclosed in a document filed with the SEC, which is accessible through this link. Over the last 90 days, insiders have sold 657,550 shares of company stock worth $4,889,121. 17.10% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Qfin

Several hedge funds and other institutional investors have recently made changes to their positions in QFIN. FountainVest China Capital Partners GP3 Ltd. bought a new position in shares of Qfin in the 2nd quarter valued at about $95,483,341. Bank of America Corp DE grew its position in shares of Qfin by 48.5% during the 1st quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after buying an additional 649,492 shares during the period. Wellington Management Group LLP grew its position in shares of Qfin by 128.0% during the 2nd quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company’s stock worth $16,355,000 after buying an additional 580,772 shares during the period. APEIRON CAPITAL Ltd raised its stake in shares of Qfin by 0.4% during the first quarter. APEIRON CAPITAL Ltd now owns 1,032,055 shares of the company’s stock worth $13,324,000 after buying an additional 4,600 shares during the last quarter. Finally, Arrowstreet Capital Limited Partnership bought a new stake in shares of Qfin during the first quarter worth approximately $5,612,000. 74.81% of the stock is owned by institutional investors and hedge funds.

Qfin Stock Performance

Qfin stock opened at $5.17 on Friday. Qfin has a 52-week low of $5.10 and a 52-week high of $25.03. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. The stock has a fifty day moving average price of $7.33 and a two-hundred day moving average price of $12.50. The firm has a market capitalization of $629.45 million, a P/E ratio of 1.27 and a beta of 0.55.

Qfin (NASDAQ:QFIN) last announced its earnings results on Friday, August 14th. The company reported $0.55 earnings per share (EPS) for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. The business had revenue of $524.96 million during the quarter. As a group, analysts anticipate that Qfin will post 2.43 EPS for the current fiscal year.

Qfin Cuts Dividend

The business also recently declared a dividend, which was paid on Thursday, October 1st. Investors of record on Wednesday, September 9th were given a dividend of $0.46 per share. This is a negative change from Qfin’s previous dividend of $0.78. The ex-dividend date was Wednesday, September 9th. This represents a yield of 1,070.0%. Qfin’s dividend payout ratio is currently 21.63%.

Key Stories Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: Class-action allegations focus on regulatory and liquidity risks. Lawsuits filed against Qfin and certain executives allege that the company understated the impact of regulatory headwinds, tightening consumer-credit liquidity, and pressure on loan growth and partner funding. One notice linked these disclosures to an approximately 19% stock-market decline. SueWallSt QFIN deadline alert
• Negative Sentiment: Several law firms are promoting the same investor case. Pomerantz, BFA Law, Bronstein Gewirtz & Grossman, Kaplan Fox, Faruqi & Faruqi, Rosen Law Firm, and others announced or reiterated actions covering investors who purchased Qfin securities from March 18 through August 25, 2026. The volume of announcements may reinforce concerns about potential disclosure failures and future litigation costs or damages. Bronstein Qfin class action announcement
• Neutral Sentiment: Upcoming lead-plaintiff deadlines are procedural, not a determination of liability. Investors are being reminded of deadlines generally ranging from November 27 to November 30, 2026. The allegations remain unproven, but the litigation process could prolong uncertainty for QFIN shareholders. BFA Law QFIN lawsuit reminder

Qfin Company Profile

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company. It operates a technology platform that connects individual borrowers with financial institution partners and supports the origination, underwriting, servicing and management of consumer credit products.

The company uses data analytics, artificial intelligence and other digital tools to assess credit risk and improve lending efficiency. Its platform supports products and services designed to provide personal loans and other consumer financing options, primarily through online and mobile channels.