Pioneer Bancorp (PBFS) vs. Its Rivals Head to Head Contrast

Pioneer Bancorp (NASDAQ:PBFS) is one of 920 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Pioneer Bancorp to similar companies based on the strength of its analyst recommendations, institutional ownership, earnings, dividends, profitability, valuation and risk.

Valuation and Earnings

This table compares Pioneer Bancorp and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Pioneer Bancorp	$104.65 million	N/A	33.38
Pioneer Bancorp Competitors	$251.02 billion	$2.41 billion	19.19

Pioneer Bancorp’s rivals have higher revenue and earnings than Pioneer Bancorp. Pioneer Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Insider and Institutional Ownership

47.8% of shares of all “Banks” companies are owned by institutional investors. 2.8% of Pioneer Bancorp shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of current recommendations for Pioneer Bancorp and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pioneer Bancorp	0	0	1	0	3.00
Pioneer Bancorp Competitors	7448	30102	27644	1443	2.35

As a group, “Banks” companies have a potential upside of 15.60%. Given Pioneer Bancorp’s rivals higher possible upside, analysts plainly believe Pioneer Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares Pioneer Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Pioneer Bancorp	N/A	4.05%	0.58%
Pioneer Bancorp Competitors	15.24%	9.38%	0.92%

Volatility & Risk

Pioneer Bancorp has a beta of 0.42, suggesting that its share price is 58% less volatile than the S&P 500. Comparatively, Pioneer Bancorp’s rivals have a beta of 0.61, suggesting that their average share price is 39% less volatile than the S&P 500.

Summary

Pioneer Bancorp rivals beat Pioneer Bancorp on 9 of the 12 factors compared.

About Pioneer Bancorp

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Savings Bank that provides various banking products and services in New York. The company accepts various deposit products, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. Its loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage lending, consumer loans, and home equity lines of credit. The company also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, and life insurance products, as well as defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. The company was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.