TransUnion (NYSE:TRU) Issues Earnings Results

TransUnion (NYSE:TRU) released its quarterly earnings results on Tuesday. The business services provider reported $1.25 earnings per share for the quarter, topping the consensus estimate of $1.21 by $0.04, FiscalAI reports. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. The business had revenue of $1.31 billion for the quarter, compared to the consensus estimate of $1.31 billion. During the same period last year, the firm earned $1.10 earnings per share. The company’s quarterly revenue was up 12.2% on a year-over-year basis.

TransUnion Price Performance

Shares of TransUnion stock traded down $0.80 during trading on Tuesday, reaching $78.82. 353,918 shares of the stock traded hands, compared to its average volume of 2,541,298. The company has a debt-to-equity ratio of 1.07, a current ratio of 1.90 and a quick ratio of 1.90. TransUnion has a 52-week low of $60.96 and a 52-week high of $89.12. The business has a fifty day simple moving average of $75.01 and a two-hundred day simple moving average of $74.45. The company has a market capitalization of $15.10 billion, a price-to-earnings ratio of 20.74, a P/E/G ratio of 1.48 and a beta of 1.58.

TransUnion Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Friday, September 4th. Stockholders of record on Thursday, August 20th were given a dividend of $0.1250 per share. The ex-dividend date was Thursday, August 20th. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.6%. TransUnion’s dividend payout ratio (DPR) is presently 13.19%.

Key Stories Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reported third-quarter adjusted earnings of $1.25 per share, exceeding the $1.21 analyst consensus and rising from $1.10 a year earlier. Revenue reached $1.31 billion, up 12.2% year over year and roughly in line with expectations. TransUnion Q3 Earnings and Revenues Surpass Estimates
• Positive Sentiment: Management raised its outlook despite mortgage-related headwinds, signaling confidence in the company’s underlying operations and growth trajectory. TransUnion Q3 2026 Earnings
• Positive Sentiment: The board increased the quarterly dividend by 8% to $0.135 per share and expanded the share-repurchase authorization to $2 billion. The moves may support the stock by improving capital returns and signaling management’s confidence in future cash flow. TransUnion Raises Dividend and Expands Buyback
• Positive Sentiment: TransUnion also launched transaction matching for merchants, expanding its data and fraud-management offerings, although the near-term financial impact is unclear. TransUnion Launches Transaction Matching
• Neutral Sentiment: Quarterly revenue guidance was described as slightly below expectations in one report, creating a modest offset to the earnings beat and broader outlook increase. TransUnion Q3 Guidance
• Negative Sentiment: Investors continue to monitor mortgage-market weakness, potential changes to credit-score regulations and the planned year-end departure of CFO Todd Cello. Recent insider activity also showed selling without reported purchases, which may weigh on sentiment. TransUnion Pre-Earnings Headwinds

Insider Buying and Selling

In other TransUnion news, EVP Mohamed Abdelsadek sold 397 shares of TransUnion stock in a transaction on Friday, October 16th. The shares were sold at an average price of $75.00, for a total value of $29,775.00. Following the completion of the transaction, the executive vice president directly owned 52,284 shares of the company’s stock, valued at $3,921,300. This trade represents a 0.75% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of the business’s stock in a transaction dated Thursday, October 1st. The stock was sold at an average price of $62.29, for a total transaction of $62,290.00. Following the completion of the sale, the insider owned 54,764 shares in the company, valued at approximately $3,411,249.56. This trade represents a 1.79% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 41,377 shares of company stock valued at $3,200,570 in the last three months. Corporate insiders own 0.37% of the company’s stock.

Analysts Set New Price Targets

Several equities analysts recently weighed in on the company. UBS Group lifted their target price on TransUnion from $75.00 to $83.00 and gave the company a “neutral” rating in a research report on Wednesday, October 21st. The Goldman Sachs Group reduced their price target on TransUnion from $77.00 to $68.00 and set a “neutral” rating for the company in a research report on Friday, October 2nd. Wall Street Zen cut TransUnion from a “buy” rating to a “hold” rating in a research report on Saturday, October 3rd. BNP Paribas Exane raised TransUnion from a “neutral” rating to an “outperform” rating in a research note on Tuesday, July 28th. Finally, Wells Fargo & Company lifted their price objective on TransUnion from $90.00 to $102.00 and gave the company an “overweight” rating in a research report on Wednesday, July 29th. Ten analysts have rated the stock with a Buy rating and six have given a Hold rating to the company. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus target price of $91.19.

About TransUnion

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. The company collects, analyzes and delivers data related to credit, identity, fraud and consumer behavior, serving customers across financial services, insurance, healthcare, retail, telecommunications and other industries.

Its products and services include consumer credit reports and scores, credit-risk assessment, marketing and audience insights, identity verification, fraud detection, investigative tools and decisioning software.