Broadway Financial (NASDAQ:BYFC – Get Free Report) and Chiba Bank (OTCMKTS:CHBAY – Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, earnings, analyst recommendations, institutional ownership, risk and valuation.
Earnings & Valuation
This table compares Broadway Financial and Chiba Bank”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Broadway Financial | $63.03 million | 1.66 | -$24.80 million | ($2.71) | -4.16 |
| Chiba Bank | $2.96 billion | 4.73 | $620.82 million | $4.72 | 19.12 |
Chiba Bank has higher revenue and earnings than Broadway Financial. Broadway Financial is trading at a lower price-to-earnings ratio than Chiba Bank, indicating that it is currently the more affordable of the two stocks.
Risk and Volatility
Broadway Financial has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Chiba Bank has a beta of 0.15, indicating that its share price is 85% less volatile than the S&P 500.
Insider and Institutional Ownership
12.1% of Broadway Financial shares are held by institutional investors. 3.0% of Broadway Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Analyst Ratings
This is a summary of recent recommendations for Broadway Financial and Chiba Bank, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Broadway Financial | 1 | 0 | 0 | 0 | 1.00 |
| Chiba Bank | 0 | 1 | 0 | 0 | 2.00 |
Profitability
This table compares Broadway Financial and Chiba Bank’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Broadway Financial | -29.36% | 3.49% | 0.28% |
| Chiba Bank | 20.96% | 8.25% | 0.49% |
Summary
Chiba Bank beats Broadway Financial on 9 of the 12 factors compared between the two stocks.
About Broadway Financial
Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company was founded in 1946 and is headquartered in Los Angeles, California.
About Chiba Bank
The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. The company offers various deposit products, including savings, time deposits, currency deposits, investment trusts, bonds, and pensions; loans, which include mortgages, renovation loans, photovoltaic, vehicle, education, and other loan products; and insurance products, such as annuity, life, medical, student, death, and travel insurance. It also offers debit and credit cards, as well as internet banking services. In addition, the company engages in securities, investment management and advisory, software development, commissioned computation tasks, research and investigation of IT and financial technologies, leasing, operation, and management of investment funds, mergers and acquisition advisory, credit guarantee businesses, management and collection of claims businesses. Further, it provides loan guarantees and fee collection services; accounting, general administration entrustment, and temporary staff services; and is involved in outsourcing of operational business. Additionally, it rents and maintains office buildings and welfare facilities; provides research, survey, and consulting services; purchases and sells supplies and consumer goods; and engages in renewable energy generation. The company serves individuals and corporations. The Chiba Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba City, Japan.
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