Head-To-Head Contrast: Pagaya Technologies (NASDAQ:PGY) & CCC Intelligent Solutions Holdings Inc. Common Stock (NASDAQ:CCC)

CCC Intelligent Solutions Holdings Inc. Common Stock (NASDAQ:CCC) and Pagaya Technologies (NASDAQ:PGY) are both technology companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, risk, profitability, valuation, dividends, institutional ownership and earnings.

Profitability

This table compares CCC Intelligent Solutions Holdings Inc. Common Stock and Pagaya Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CCC Intelligent Solutions Holdings Inc. Common Stock	3.81%	7.18%	3.75%
Pagaya Technologies	9.12%	51.56%	19.01%

Valuation & Earnings

This table compares CCC Intelligent Solutions Holdings Inc. Common Stock and Pagaya Technologies”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CCC Intelligent Solutions Holdings Inc. Common Stock	$1.06 billion	3.64	$410,000.00	$0.08	81.75
Pagaya Technologies	$1.30 billion	1.10	$81.39 million	$1.36	12.64

Pagaya Technologies has higher revenue and earnings than CCC Intelligent Solutions Holdings Inc. Common Stock. Pagaya Technologies is trading at a lower price-to-earnings ratio than CCC Intelligent Solutions Holdings Inc. Common Stock, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for CCC Intelligent Solutions Holdings Inc. Common Stock and Pagaya Technologies, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CCC Intelligent Solutions Holdings Inc. Common Stock	0	2	3	0	2.60
Pagaya Technologies	0	2	8	2	3.00

CCC Intelligent Solutions Holdings Inc. Common Stock currently has a consensus target price of $9.12, indicating a potential upside of 39.53%. Pagaya Technologies has a consensus target price of $31.25, indicating a potential upside of 81.72%. Given Pagaya Technologies’ stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than CCC Intelligent Solutions Holdings Inc. Common Stock.

Risk and Volatility

CCC Intelligent Solutions Holdings Inc. Common Stock has a beta of 0.49, suggesting that its share price is 51% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.35, suggesting that its share price is 435% more volatile than the S&P 500.

Institutional and Insider Ownership

95.8% of CCC Intelligent Solutions Holdings Inc. Common Stock shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 6.6% of CCC Intelligent Solutions Holdings Inc. Common Stock shares are held by company insiders. Comparatively, 42.0% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Pagaya Technologies beats CCC Intelligent Solutions Holdings Inc. Common Stock on 12 of the 15 factors compared between the two stocks.

About CCC Intelligent Solutions Holdings Inc. Common Stock

CCC Intelligent Solutions Holdings Inc is a provider of cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. The company’s SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, AI-enabled digital workflows. It operates in a single segment being Domestic segment, which provides SAAS platform for the P&C insurance economy and derives revenues from providing customers with software subscriptions to the platform in addition to providing professional services and non-software services. The company has its presence in the United States and China. The majority of the revenue is generated from the United States.

About Pagaya Technologies

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, New York.