Financial Contrast: SB Financial Group (NASDAQ:SBFG) versus Barclays (NYSE:BCS)

Barclays (NYSE:BCS) and SB Financial Group (NASDAQ:SBFG) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.

Valuation & Earnings

This table compares Barclays and SB Financial Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Barclays	$38.42 billion	0.21	$9.46 billion	$2.68	8.81
SB Financial Group	$68.36 million	2.69	$13.97 million	$2.68	10.97

Barclays has higher revenue and earnings than SB Financial Group. Barclays is trading at a lower price-to-earnings ratio than SB Financial Group, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Barclays has a beta of 0.99, indicating that its stock price is 1% less volatile than the S&P 500. Comparatively, SB Financial Group has a beta of 0.2, indicating that its stock price is 80% less volatile than the S&P 500.

Profitability

This table compares Barclays and SB Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Barclays	22.27%	8.80%	0.42%
SB Financial Group	17.67%	11.82%	1.07%

Dividends

Barclays pays an annual dividend of $0.61 per share and has a dividend yield of 2.6%. SB Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.2%. Barclays pays out 22.8% of its earnings in the form of a dividend. SB Financial Group pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SB Financial Group has increased its dividend for 12 consecutive years. Barclays is clearly the better dividend stock, given its higher yield and lower payout ratio.

Insider & Institutional Ownership

3.4% of Barclays shares are held by institutional investors. Comparatively, 66.7% of SB Financial Group shares are held by institutional investors. 0.0% of Barclays shares are held by company insiders. Comparatively, 5.9% of SB Financial Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations and price targets for Barclays and SB Financial Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Barclays	0	6	4	0	2.40
SB Financial Group	0	1	1	0	2.50

Summary

SB Financial Group beats Barclays on 8 of the 15 factors compared between the two stocks.

About Barclays

Barclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK and Barclays International division segments. It offers financial services, such as retail banking, credit cards, wholesale banking, investment banking, wealth management, and investment management services. In addition, the company engages in securities dealing activities. The company was formerly known as Barclays Bank Limited and changed its name to Barclays PLC in January 1985. Barclays PLC was founded in 1690 and is headquartered in London, the United Kingdom.

About SB Financial Group

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1902 and is based in Defiance, Ohio.