TransUnion (NYSE:TRU) Releases Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share (EPS) guidance of 1.180-1.210 for the period, compared to the consensus estimate of 1.190. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

Analyst Upgrades and Downgrades

A number of analysts recently commented on TRU shares. Griffin Securities set a $98.00 price objective on TransUnion in a research note on Wednesday, July 29th. Mizuho reduced their price objective on shares of TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a research note on Thursday, July 2nd. Wells Fargo & Company lifted their target price on shares of TransUnion from $90.00 to $102.00 and gave the stock an “overweight” rating in a research note on Wednesday, July 29th. Wall Street Zen upgraded TransUnion from a “hold” rating to a “buy” rating in a report on Tuesday. Finally, Needham & Company LLC upped their price objective on TransUnion from $95.00 to $100.00 and gave the stock a “buy” rating in a report on Wednesday, July 29th. Ten investment analysts have rated the stock with a Buy rating and six have given a Hold rating to the company’s stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $94.69.

TransUnion Trading Down 1.3%

Shares of TRU opened at $70.02 on Thursday. The company has a debt-to-equity ratio of 1.07, a quick ratio of 1.90 and a current ratio of 1.90. TransUnion has a one year low of $63.37 and a one year high of $89.12. The stock has a 50-day moving average price of $79.57 and a 200 day moving average price of $74.06. The company has a market capitalization of $13.41 billion, a P/E ratio of 18.47, a P/E/G ratio of 1.19 and a beta of 1.54.

TransUnion (NYSE:TRU) last announced its earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.16 by $0.07. The company had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.28 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%.TransUnion’s quarterly revenue was up 14.9% on a year-over-year basis. During the same period in the prior year, the company posted $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. Sell-side analysts forecast that TransUnion will post 4.23 EPS for the current fiscal year.

TransUnion Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Friday, September 4th. Stockholders of record on Thursday, August 20th were given a $0.125 dividend. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.7%. The ex-dividend date was Thursday, August 20th. TransUnion’s dividend payout ratio (DPR) is presently 13.19%.

Insider Buying and Selling

In other news, EVP Venkat Achanta sold 23,287 shares of the company’s stock in a transaction that occurred on Thursday, September 10th. The stock was sold at an average price of $77.00, for a total transaction of $1,793,099.00. Following the completion of the transaction, the executive vice president directly owned 196,912 shares of the company’s stock, valued at approximately $15,162,224. This represents a 10.58% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Steven Chaouki sold 10,000 shares of the business’s stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $72.64, for a total value of $726,400.00. Following the transaction, the insider owned 89,906 shares of the company’s stock, valued at $6,530,771.84. This represents a 10.01% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 73,697 shares of company stock valued at $5,861,807 over the last 90 days. 0.37% of the stock is owned by corporate insiders.

Key TransUnion News

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion raised or maintained a favorable full-year EPS outlook of $4.75–$4.83, above the $4.70 analyst consensus. The company also reaffirmed its 2026 operating outlook, indicating confidence that the CFO transition will not disrupt operations, strategy, or capital allocation. TransUnion Announces Chief Financial Officer Transition
• Positive Sentiment: Third-quarter EPS guidance of $1.18–$1.21 is centered near the $1.19 consensus estimate, and projected revenue of approximately $1.3 billion is in line with expectations. This suggests near-term performance is tracking broadly as anticipated. TransUnion Announces Chief Financial Officer Transition
• Neutral Sentiment: CFO Todd Cello plans to step down on December 31, 2026, after 29 years with TransUnion, including nine years as CFO. He will remain a full-time adviser through March 1, 2027, while the company searches for a successor, which should help reduce execution risk during the handoff. TransUnion CFO Todd Cello to resign at end of 2026
• Negative Sentiment: Full-year revenue guidance of $5.1–$5.2 billion has a midpoint below the $5.2 billion consensus estimate, potentially signaling limited top-line upside even as EPS expectations remain ahead of forecasts.
• Negative Sentiment: The departure of a long-serving CFO may concern investors despite management’s assurances, particularly while the successor search is ongoing. UBS has also lowered its expectations for TransUnion’s stock, adding to cautious sentiment. UBS Group Has Lowered Expectations for TransUnion Stock Price

About TransUnion

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.