Insider Selling: Capital One Financial (NYSE:COF) Insider Sells $425,781.76 in Stock

Capital One Financial Corporation (NYSE:COF) insider Celia Karam sold 1,888 shares of the firm’s stock in a transaction dated Monday, August 17th. The stock was sold at an average price of $225.52, for a total value of $425,781.76. Following the sale, the insider directly owned 59,708 shares of the company’s stock, valued at $13,465,348.16. This trade represents a 3.07% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan.

Capital One Financial Trading Down 3.7%

Shares of NYSE COF opened at $212.55 on Friday. The stock has a market cap of $130.40 billion, a price-to-earnings ratio of 13.15, a PEG ratio of 0.81 and a beta of 1.02. The business has a 50 day simple moving average of $207.98 and a 200 day simple moving average of $198.07. Capital One Financial Corporation has a 52 week low of $174.24 and a 52 week high of $259.64. The company has a debt-to-equity ratio of 0.39, a quick ratio of 1.02 and a current ratio of 1.02.

Capital One Financial (NYSE:COF) last released its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $5.81 EPS for the quarter, topping analysts’ consensus estimates of $4.79 by $1.02. The firm had revenue of $15.83 billion for the quarter, compared to the consensus estimate of $15.76 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%.The firm’s revenue was up 26.9% on a year-over-year basis. During the same quarter in the prior year, the company posted $5.48 earnings per share. On average, research analysts predict that Capital One Financial Corporation will post 20.29 earnings per share for the current fiscal year.

Capital One Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Tuesday, September 1st. Stockholders of record on Monday, August 17th will be paid a dividend of $0.80 per share. The ex-dividend date is Monday, August 17th. This represents a $3.20 annualized dividend and a dividend yield of 1.5%. Capital One Financial’s dividend payout ratio is 19.80%.

Wall Street Analysts Forecast Growth

A number of equities research analysts recently issued reports on COF shares. HSBC upgraded shares of Capital One Financial from a “hold” rating to a “buy” rating and upped their price objective for the stock from $226.00 to $229.00 in a report on Sunday, July 12th. Wall Street Zen lowered Capital One Financial from a “buy” rating to a “hold” rating in a report on Sunday, August 2nd. Piper Sandler assumed coverage on Capital One Financial in a research report on Monday, June 29th. They issued an “overweight” rating and a $254.00 price target for the company. Barclays decreased their price target on Capital One Financial from $242.00 to $240.00 and set an “overweight” rating for the company in a research note on Wednesday, July 22nd. Finally, Truist Financial lowered their price objective on Capital One Financial from $275.00 to $255.00 and set a “buy” rating on the stock in a report on Thursday, April 23rd. Twenty-one analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. According to MarketBeat.com, Capital One Financial has a consensus rating of “Moderate Buy” and an average target price of $259.14.

Institutional Investors Weigh In On Capital One Financial

A number of hedge funds have recently bought and sold shares of the company. HighTower Advisors LLC increased its holdings in shares of Capital One Financial by 18.1% in the fourth quarter. HighTower Advisors LLC now owns 353,767 shares of the financial services provider’s stock valued at $85,739,000 after purchasing an additional 54,263 shares in the last quarter. Swiss Life Asset Management Ltd lifted its holdings in Capital One Financial by 11.2% during the 4th quarter. Swiss Life Asset Management Ltd now owns 115,843 shares of the financial services provider’s stock worth $28,076,000 after buying an additional 11,651 shares in the last quarter. Vanguard Group Inc. boosted its position in Capital One Financial by 0.6% in the 4th quarter. Vanguard Group Inc. now owns 56,897,238 shares of the financial services provider’s stock valued at $13,789,615,000 after buying an additional 360,071 shares during the last quarter. Nomura Asset Management Co. Ltd. boosted its position in Capital One Financial by 2.9% in the 4th quarter. Nomura Asset Management Co. Ltd. now owns 223,977 shares of the financial services provider’s stock valued at $54,283,000 after buying an additional 6,225 shares during the last quarter. Finally, Truist Financial Corp increased its stake in shares of Capital One Financial by 2.5% in the 4th quarter. Truist Financial Corp now owns 640,050 shares of the financial services provider’s stock valued at $155,122,000 after buying an additional 15,644 shares during the period. 89.84% of the stock is currently owned by institutional investors.

Key Headlines Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Capital One’s latest quarterly results exceeded expectations, with earnings per share of $5.81 versus the $4.79 consensus and revenue of $15.83 billion, up 26.9% year over year. The stock remains up about 9.6% since that report, while analysts continue to see upside, with reported price targets generally ranging from $231 to $275. Capital One Up 9.6% Since Last Earnings Report
• Positive Sentiment: Bank of America maintained a Buy rating despite slower card growth, indicating that the bank’s credit performance and longer-term outlook remain supportive. Capital One also continues to benefit from investor interest in potential earnings growth and valuation expansion. Bank of America Maintains Buy Rating
• Positive Sentiment: The company announced the full redemption of its Series M fixed-rate reset non-cumulative perpetual preferred stock on September 1, 2026. The move may simplify Capital One’s capital structure and reduce preferred-stock obligations, although the immediate effect on common-stock earnings is likely limited. Capital One Announces Series M Preferred Stock Redemption
• Neutral Sentiment: Capital One’s quarterly dividend remains $0.80 per share, or $3.20 annualized, representing an indicated yield of roughly 1.4%. The payout ratio is relatively modest at approximately 20%, leaving room for capital flexibility.
• Negative Sentiment: Renewed concerns about consumer credit are weighing on the stock. Industry credit-card delinquency rates remain elevated, and Capital One’s 30-plus-day delinquency rate reportedly edged up to 3.48% in July, even though net charge-offs improved. Because Capital One has significant credit-card exposure, investors remain cautious about whether credit normalization will continue. Investors Weigh Consumer Credit Pressure
• Negative Sentiment: Recent disclosures show extensive insider selling, with multiple executives selling shares and no reported insider purchases over the past six months. Several sales were conducted under pre-arranged Rule 10b5-1 plans, limiting their significance, but the pattern may still add to short-term investor caution.

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.