Zacks Research Has Bearish Forecast for Bank OZK Q3 Earnings

Bank OZK (NASDAQ:OZK) – Equities research analysts at Zacks Research reduced their Q3 2026 earnings per share estimates for Bank OZK in a report issued on Friday, August 14th. Zacks Research analyst Team now forecasts that the company will earn $1.43 per share for the quarter, down from their prior estimate of $1.44. Zacks Research has a “Strong Sell” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $5.85 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.45 EPS, FY2026 earnings at $5.81 EPS, Q1 2027 earnings at $1.47 EPS, Q2 2027 earnings at $1.56 EPS, Q3 2027 earnings at $1.54 EPS, Q4 2027 earnings at $1.60 EPS, FY2027 earnings at $6.18 EPS and Q1 2028 earnings at $1.67 EPS.

A number of other analysts also recently weighed in on the stock. Morgan Stanley increased their price target on shares of Bank OZK from $54.00 to $56.00 and gave the company an “equal weight” rating in a research report on Monday, June 29th. Wells Fargo & Company boosted their price objective on shares of Bank OZK from $52.00 to $56.00 and gave the company an “equal weight” rating in a report on Monday, August 10th. TD Cowen lowered their target price on shares of Bank OZK from $53.00 to $52.00 and set a “hold” rating for the company in a research note on Friday, July 24th. Wall Street Zen upgraded shares of Bank OZK from a “sell” rating to a “hold” rating in a report on Saturday, August 8th. Finally, Piper Sandler reiterated an “overweight” rating and issued a $61.00 target price on shares of Bank OZK in a report on Wednesday, July 22nd. Three analysts have rated the stock with a Buy rating, five have assigned a Hold rating and two have assigned a Sell rating to the company. According to MarketBeat.com, the stock has an average rating of “Hold” and an average price target of $56.88.

Bank OZK Price Performance

Bank OZK stock opened at $50.74 on Monday. The company has a current ratio of 0.97, a quick ratio of 1.00 and a debt-to-equity ratio of 0.08. The firm has a market capitalization of $5.68 billion, a P/E ratio of 8.39 and a beta of 0.89. The business has a 50-day moving average of $51.06 and a 200-day moving average of $48.78. Bank OZK has a 1 year low of $42.37 and a 1 year high of $53.66.

Bank OZK (NASDAQ:OZK) last released its earnings results on Tuesday, July 21st. The company reported $1.49 earnings per share for the quarter, beating the consensus estimate of $1.48 by $0.01. Bank OZK had a return on equity of 11.87% and a net margin of 24.95%.The firm had revenue of $430.02 million for the quarter, compared to analyst estimates of $436.42 million. During the same quarter in the prior year, the firm posted $1.47 earnings per share. The company’s quarterly revenue was up .5% on a year-over-year basis.

Bank OZK Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, July 20th. Stockholders of record on Monday, July 13th were given a dividend of $0.48 per share. This is an increase from Bank OZK’s previous quarterly dividend of $0.47. This represents a $1.92 dividend on an annualized basis and a dividend yield of 3.8%. The ex-dividend date of this dividend was Monday, July 13th. Bank OZK’s payout ratio is 31.74%.

Bank OZK declared that its board has authorized a share buyback plan on Monday, June 29th that authorizes the company to repurchase $200.00 million in outstanding shares. This repurchase authorization authorizes the company to repurchase up to 3.4% of its stock through open market purchases. Stock repurchase plans are usually an indication that the company’s leadership believes its shares are undervalued.

Hedge Funds Weigh In On Bank OZK

Institutional investors have recently modified their holdings of the business. Quadrant Capital Group LLC increased its position in shares of Bank OZK by 4.2% during the 4th quarter. Quadrant Capital Group LLC now owns 5,446 shares of the company’s stock valued at $251,000 after purchasing an additional 218 shares during the last quarter. Kera Capital Partners Inc. grew its position in Bank OZK by 2.1% during the fourth quarter. Kera Capital Partners Inc. now owns 11,336 shares of the company’s stock valued at $539,000 after buying an additional 236 shares during the period. Cardinal Capital Management increased its holdings in Bank OZK by 0.6% during the fourth quarter. Cardinal Capital Management now owns 48,979 shares of the company’s stock worth $2,254,000 after buying an additional 277 shares during the last quarter. Cornerstone Wealth Management LLC increased its holdings in Bank OZK by 4.5% during the fourth quarter. Cornerstone Wealth Management LLC now owns 6,403 shares of the company’s stock worth $295,000 after buying an additional 278 shares during the last quarter. Finally, Illinois Municipal Retirement Fund raised its position in Bank OZK by 0.8% in the fourth quarter. Illinois Municipal Retirement Fund now owns 38,261 shares of the company’s stock worth $1,761,000 after acquiring an additional 317 shares during the period. Institutional investors own 86.18% of the company’s stock.

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.