Fair Isaac (NYSE:FICO) Shares Gap Down – Time to Sell?

Fair Isaac Corporation (NYSE:FICO) gapped down prior to trading on Thursday . The stock had previously closed at $1,373.08, but opened at $1,150.00. Fair Isaac shares last traded at $1,177.7110, with a volume of 133,764 shares.

Trending Headlines about Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO beat earnings expectations and raised its outlook. Fiscal third-quarter EPS was $12.18, above the roughly $11.76–$12.02 consensus range, while revenue increased 25.7% year over year to $674.2 million. The company raised fiscal 2026 EPS guidance to $42.43, slightly ahead of the $42.06 consensus, with revenue guidance of approximately $2.5 billion. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: The Scores business remained the key growth engine. Demand for FICO Scores drove revenue growth, operating leverage and margin expansion. Operating profit rose 38.1% year over year to $362.6 million, and operating cash flow increased 32.9% to $380.4 million. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year Over Year
• Positive Sentiment: Analysts remained constructive. Wolfe Research maintained a Buy rating with a $1,450 price target, citing earnings strength, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating with a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: Performance was mixed across business lines. Revenue fell short of analyst expectations near $679 million to $692 million, depending on the estimate cited. Strong Scores demand and profitability were partly offset by softer software growth.
• Negative Sentiment: Near-term mortgage headwinds and downside guidance details pressured the stock. Investors appear concerned that weaker mortgage activity and slower software momentum could limit growth, making the revenue miss more important than the EPS beat. The sharp reaction marked the stock’s weakest performance in several years. FICO Stock Drops the Most in 6 Years

Analysts Set New Price Targets

A number of equities research analysts recently weighed in on FICO shares. Raymond James Financial reiterated an “outperform” rating and set a $1,750.00 price objective on shares of Fair Isaac in a report on Wednesday, April 29th. Wall Street Zen downgraded shares of Fair Isaac from a “buy” rating to a “hold” rating in a research note on Sunday, June 28th. Robert W. Baird set a $1,549.00 target price on shares of Fair Isaac in a research report on Wednesday, April 29th. Jefferies Financial Group decreased their price target on shares of Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a research note on Monday, May 4th. Finally, UBS Group boosted their price target on Fair Isaac from $1,250.00 to $1,270.00 and gave the company a “neutral” rating in a report on Thursday, July 2nd. Twelve analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average target price of $1,600.93.

Fair Isaac Stock Down 1.3%

The stock has a market cap of $24.29 billion, a PE ratio of 32.49, a price-to-earnings-growth ratio of 1.01 and a beta of 1.29. The firm has a 50 day moving average price of $1,216.52 and a 200 day moving average price of $1,233.28.

Fair Isaac (NYSE:FICO) last released its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating the consensus estimate of $11.76 by $0.42. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%.The firm had revenue of $674.19 million during the quarter, compared to the consensus estimate of $679.17 million. During the same period in the previous year, the company posted $8.57 earnings per share. The firm’s quarterly revenue was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Equities analysts forecast that Fair Isaac Corporation will post 38 earnings per share for the current year.

Insider Buying and Selling

In other Fair Isaac news, Director Eva Manolis sold 967 shares of the company’s stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total transaction of $1,353,800.00. Following the completion of the sale, the director owned 498 shares in the company, valued at $697,200. This represents a 66.01% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by company insiders.

Institutional Investors Weigh In On Fair Isaac

A number of hedge funds have recently made changes to their positions in the stock. Great Lakes Advisors LLC boosted its position in Fair Isaac by 5.7% during the first quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after purchasing an additional 6 shares in the last quarter. Capital Investment Advisory Services LLC raised its holdings in Fair Isaac by 1.9% in the fourth quarter. Capital Investment Advisory Services LLC now owns 367 shares of the technology company’s stock worth $620,000 after purchasing an additional 7 shares in the last quarter. San Luis Wealth Advisors LLC raised its holdings in Fair Isaac by 2.8% in the third quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock worth $379,000 after purchasing an additional 7 shares in the last quarter. Interchange Capital Partners LLC lifted its position in shares of Fair Isaac by 1.0% during the fourth quarter. Interchange Capital Partners LLC now owns 812 shares of the technology company’s stock valued at $1,373,000 after buying an additional 8 shares during the last quarter. Finally, Pinnacle Wealth Management Advisory Group LLC lifted its position in shares of Fair Isaac by 4.9% during the fourth quarter. Pinnacle Wealth Management Advisory Group LLC now owns 172 shares of the technology company’s stock valued at $291,000 after buying an additional 8 shares during the last quarter. 85.75% of the stock is currently owned by hedge funds and other institutional investors.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.