TransUnion (NYSE:TRU) Issues Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its third quarter 2026 earnings guidance on Tuesday morning. The company provided earnings per share guidance of 1.180-1.210 for the period, compared to the consensus EPS estimate of 1.210. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Price Performance

Shares of TRU stock opened at $79.35 on Thursday. The firm’s 50-day moving average is $72.70 and its two-hundred day moving average is $73.63. TransUnion has a 12 month low of $63.37 and a 12 month high of $99.39. The company has a debt-to-equity ratio of 1.07, a current ratio of 1.90 and a quick ratio of 1.93. The company has a market capitalization of $15.30 billion, a PE ratio of 21.21, a price-to-earnings-growth ratio of 1.50 and a beta of 1.55.

TransUnion (NYSE:TRU) last released its quarterly earnings results on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, beating the consensus estimate of $1.16 by $0.07. TransUnion had a net margin of 15.08% and a return on equity of 16.29%. The firm had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.28 billion. During the same quarter in the previous year, the company earned $1.08 EPS. The business’s revenue for the quarter was up 14.9% compared to the same quarter last year. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. Analysts predict that TransUnion will post 4.14 earnings per share for the current year.

TransUnion Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, June 11th. Stockholders of record on Wednesday, May 27th were given a dividend of $0.125 per share. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 dividend on an annualized basis and a dividend yield of 0.6%. TransUnion’s payout ratio is 13.19%.

Analysts Set New Price Targets

TRU has been the subject of a number of research reports. The Goldman Sachs Group reiterated a “neutral” rating and issued a $82.00 price objective on shares of TransUnion in a research note on Tuesday. BMO Capital Markets boosted their target price on TransUnion from $85.00 to $98.00 and gave the stock an “outperform” rating in a research report on Wednesday. Robert W. Baird increased their target price on shares of TransUnion from $108.00 to $115.00 and gave the company an “outperform” rating in a report on Wednesday. Wall Street Zen cut shares of TransUnion from a “buy” rating to a “hold” rating in a research note on Saturday, April 18th. Finally, Bank of America dropped their target price on shares of TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a report on Tuesday, May 19th. Ten equities research analysts have rated the stock with a Buy rating and six have issued a Hold rating to the company’s stock. According to data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $94.38.

Insider Buying and Selling at TransUnion

In other news, EVP Mohamed Abdelsadek sold 23,495 shares of TransUnion stock in a transaction dated Tuesday, July 28th. The stock was sold at an average price of $85.00, for a total transaction of $1,997,075.00. Following the sale, the executive vice president directly owned 57,182 shares of the company’s stock, valued at approximately $4,860,470. The trade was a 29.12% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of the firm’s stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $72.64, for a total value of $72,640.00. Following the sale, the insider owned 64,634 shares of the company’s stock, valued at approximately $4,695,013.76. This trade represents a 1.52% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders sold 53,650 shares of company stock valued at $4,174,177. Corporate insiders own 0.37% of the company’s stock.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion reported Q2 revenue of $1.31 billion, up 14.9% year over year and above the $1.28 billion consensus estimate. Adjusted EPS of $1.23 also exceeded expectations of $1.16 and increased from $1.08 a year earlier. TransUnion Trading Up on Better-Than-Expected Earnings
• Positive Sentiment: Management raised fiscal 2026 EPS guidance to $4.75-$4.83, above the roughly $4.67 analyst consensus. Growth in financial services, international markets and acquisition-related expansion in Latin America strengthened the outlook.
• Positive Sentiment: A Q2 analysis highlighted platform modernization and product diversification as drivers of momentum, potentially supporting longer-term growth and customer retention. TRU Q2 Deep Dive
• Positive Sentiment: Analysts raised targets following the earnings beat. Wells Fargo lifted its target to $102 from $90 and maintained an Overweight rating; Baird raised its target to $115 from $108; Needham increased its target to $100 from $95; and Barclays moved its target to $85 from $80.
• Neutral Sentiment: Third-quarter EPS guidance of $1.18-$1.21 was broadly in line with expectations. With the shares trading above their 50-day and 200-day moving averages, investors may require continued execution to support further gains.
• Negative Sentiment: EVP Mohamed Abdelsadek sold 23,495 shares for approximately $2.0 million, reducing his stake by 29.12%. The sale was made under a pre-arranged Rule 10b5-1 plan, limiting its significance, but Quiver data shows 14 insider sales and no purchases over the past six months. SEC Insider Sale Filing
• Negative Sentiment: TransUnion flagged a surge in auto-loan fraud losses, a risk that could pressure lending-related customers and temper credit-market growth.

Institutional Trading of TransUnion

Institutional investors have recently added to or reduced their stakes in the business. Sepio Capital LP grew its stake in TransUnion by 3.7% during the 4th quarter. Sepio Capital LP now owns 9,163 shares of the business services provider’s stock worth $786,000 after buying an additional 329 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its stake in TransUnion by 5.9% during the 2nd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 8,696 shares of the business services provider’s stock valued at $765,000 after acquiring an additional 485 shares in the last quarter. Brooklyn Investment Group bought a new stake in TransUnion during the 4th quarter valued at $700,000. Corient Private Wealth LLC boosted its position in TransUnion by 52.8% during the 2nd quarter. Corient Private Wealth LLC now owns 6,695 shares of the business services provider’s stock worth $589,000 after acquiring an additional 2,314 shares during the period. Finally, Cibc World Markets Corp acquired a new position in TransUnion during the 4th quarter worth $580,000.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.