Robert W. Baird Has Lowered Expectations for Fair Isaac (NYSE:FICO) Stock Price

Fair Isaac (NYSE:FICO) had its price target decreased by stock analysts at Robert W. Baird from $1,960.00 to $1,547.00 in a report released on Tuesday,Benzinga reports. The brokerage currently has an “outperform” rating on the technology company’s stock. Robert W. Baird’s target price would indicate a potential upside of 52.78% from the company’s current price.

Other research analysts have also issued research reports about the stock. Bank of America assumed coverage on shares of Fair Isaac in a research report on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 target price for the company. Weiss Ratings reiterated a “hold (c+)” rating on shares of Fair Isaac in a research note on Monday, December 29th. Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 1st. Wells Fargo & Company decreased their target price on Fair Isaac from $2,500.00 to $2,300.00 and set an “overweight” rating for the company in a research note on Wednesday, March 18th. Finally, The Goldman Sachs Group lowered their target price on Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating on the stock in a report on Monday, February 2nd. Nine analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, Fair Isaac currently has an average rating of “Moderate Buy” and a consensus price target of $1,925.15.

Fair Isaac Trading Down 4.8%

NYSE FICO traded down $50.79 during trading on Tuesday, hitting $1,012.54. 232,388 shares of the company traded hands, compared to its average volume of 340,900. Fair Isaac has a 12 month low of $995.09 and a 12 month high of $2,217.60. The business has a fifty day simple moving average of $1,379.96 and a 200 day simple moving average of $1,573.46. The company has a market capitalization of $24.02 billion, a P/E ratio of 37.38, a PEG ratio of 1.09 and a beta of 1.28.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings data on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, topping analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. The business had revenue of $766.00 million during the quarter, compared to analysts’ expectations of $501.05 million. During the same period in the previous year, the company earned $5.79 earnings per share. Fair Isaac’s revenue for the quarter was up 16.4% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Equities research analysts predict that Fair Isaac will post 24.15 EPS for the current fiscal year.

Fair Isaac announced that its Board of Directors has authorized a stock buyback program on Wednesday, February 25th that permits the company to buyback $1.50 billion in outstanding shares. This buyback authorization permits the technology company to buy up to 5.2% of its shares through open market purchases. Shares buyback programs are often a sign that the company’s management believes its shares are undervalued.

Insider Buying and Selling

In other Fair Isaac news, Director Eva Manolis sold 520 shares of Fair Isaac stock in a transaction on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total transaction of $638,367.60. Following the sale, the director owned 344 shares in the company, valued at $422,304.72. The trade was a 60.19% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. Also, Director Joanna Rees sold 358 shares of the business’s stock in a transaction on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the completion of the sale, the director directly owned 11,204 shares in the company, valued at $15,237,440. This trade represents a 3.10% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders own 3.02% of the company’s stock.

Hedge Funds Weigh In On Fair Isaac

A number of hedge funds and other institutional investors have recently made changes to their positions in the business. Natixis Advisors LLC increased its stake in shares of Fair Isaac by 28.9% in the third quarter. Natixis Advisors LLC now owns 14,721 shares of the technology company’s stock valued at $22,030,000 after buying an additional 3,302 shares in the last quarter. Tokio Marine Asset Management Co. Ltd. lifted its position in Fair Isaac by 111.6% during the 3rd quarter. Tokio Marine Asset Management Co. Ltd. now owns 1,947 shares of the technology company’s stock worth $2,914,000 after buying an additional 1,027 shares in the last quarter. Brighton Jones LLC lifted its position in Fair Isaac by 168.7% during the 4th quarter. Brighton Jones LLC now owns 481 shares of the technology company’s stock worth $958,000 after buying an additional 302 shares in the last quarter. Jefferies Financial Group Inc. bought a new stake in Fair Isaac during the 3rd quarter worth about $1,580,000. Finally, Ashton Thomas Private Wealth LLC bought a new stake in Fair Isaac during the 3rd quarter worth about $627,000. 85.75% of the stock is owned by institutional investors.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO released a UK credit‑card market report showing continued engagement with its analytics and risk tools, signaling ongoing demand for FICO products in consumer lending markets. FICO UK Credit Card Market Report: January 2026
• Neutral Sentiment: A mortgage‑industry roundup noted multiple tech and servicing trends and mentioned the FICO investigation as one topic among others, providing context but no new regulatory details. eNote, AI, Servicing, Data Tools; Trigger Lead Adjustments; FICO Investigation; Home Price Appreciation is Complicated
• Negative Sentiment: Sen. Josh Hawley has opened a probe into FICO’s mortgage credit‑score pricing, drawing prominent media coverage and bipartisan scrutiny that could lead to regulatory action or reputational damage. Senator Josh Hawley targets FICO’s mortgage credit score pricing in new probe
• Negative Sentiment: J.P. Morgan trimmed its price target on FICO, citing pricing pressures for FICO’s credit‑score products — an analyst downgrade that typically weighs on sentiment and can prompt selling. FICO stock declines amid pricing pressures; J.P. Morgan trims price target
• Negative Sentiment: Johnson Fistel announced an investigation into potential shareholder claims regarding FICO officers, escalating legal risk and investor concern about recoverable losses. Fair Isaac Shareholders Are Encouraged to Reach Out to Johnson Fistel

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.