Comparing Signature Bank (NASDAQ:SBNY) & SVB Financial Group (OTCMKTS:SIVBQ)

Risk and Volatility

SVB Financial Group has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, Signature Bank has a beta of 12.87, suggesting that its share price is 1,187% more volatile than the S&P 500.

Profitability

This table compares SVB Financial Group and Signature Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SVB Financial Group	N/A	N/A	N/A
Signature Bank	N/A	N/A	N/A

Insider and Institutional Ownership

8.7% of SVB Financial Group shares are held by institutional investors. Comparatively, 11.1% of Signature Bank shares are held by institutional investors. 0.6% of SVB Financial Group shares are held by insiders. Comparatively, 1.5% of Signature Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Earnings & Valuation

This table compares SVB Financial Group and Signature Bank”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SVB Financial Group	$7.40 billion	0.00	$1.67 billion	$25.35	0.00
Signature Bank	$2.70 billion	0.01	$1.34 billion	$4.65	0.12

SVB Financial Group has higher revenue and earnings than Signature Bank. SVB Financial Group is trading at a lower price-to-earnings ratio than Signature Bank, indicating that it is currently the more affordable of the two stocks.

Summary

Signature Bank beats SVB Financial Group on 5 of the 8 factors compared between the two stocks.

About SVB Financial Group

SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Silicon Valley Bank, SVB Private, SVB Capital, and SVB Securities. The Silicon Valley Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services. This segment also offers traditional term, growth capital term, and equipment loans, asset-based loans, revolving lines of credit, warehouse facilities, recurring revenue and acquisition finance facilities, mezzanine lending, corporate working capital facilities, and credit card programs; treasury management products and services; business and analysis checking, money market, multi-currency, in-country bank, and sweep accounts; receivables services, which include merchant services, remote capture, lockbox, and fraud control services; wire transfer and automated clearing house payment services; business bill pay, credit and debit cards, account analysis, and disbursement services. In addition, it offers foreign exchange and trade finance products and services; letters of credit; and investment services and solutions. The SVB Private segment offers mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, and other secured and unsecured lending products; planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services; and real estate secured loans. The SVB Capital segment provides venture capital investment services. The SVB Securities segment provides investment banking services; products and services, including capital raising, merger and acquisition advisory, equity research, and sales and trading. The company was founded in 1983 and is headquartered in Santa Clara, California. On March 17, 2023, SVB Financial Group, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Southern District of New York.

About Signature Bank

As of March 12, 2023, Signature Bank went out of business. Previously, the company provided digital assets banking services and comprised of certain loan portfolios. The company was incorporated in 2000 and is based in New York, New York. Signature Bank now trades on OTCPK.