Norwood Financial (NWFL) Expected to Announce Quarterly Earnings on Thursday

Norwood Financial (NASDAQ:NWFL) is anticipated to release its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $0.85 per share and revenue of $23.50 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 22, 2026 at 9:00 AM ET.

Norwood Financial (NASDAQ:NWFL) last announced its quarterly earnings data on Wednesday, October 22nd. The financial services provider reported $0.94 earnings per share for the quarter, beating the consensus estimate of $0.68 by $0.26. Norwood Financial had a return on equity of 10.68% and a net margin of 6.82%.The business had revenue of $22.96 million during the quarter, compared to analyst estimates of $22.10 million. During the same quarter in the prior year, the firm posted $0.48 earnings per share. On average, analysts expect Norwood Financial to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Norwood Financial Trading Down 0.6%

Shares of NWFL stock opened at $28.00 on Wednesday. The stock has a 50-day simple moving average of $28.42 and a 200 day simple moving average of $26.60. The stock has a market capitalization of $259.28 million, a P/E ratio of 43.08 and a beta of 0.61. Norwood Financial has a fifty-two week low of $21.25 and a fifty-two week high of $30.59. The company has a quick ratio of 0.90, a current ratio of 0.90 and a debt-to-equity ratio of 0.31.

Norwood Financial Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, February 2nd. Stockholders of record on Thursday, January 15th will be paid a $0.32 dividend. The ex-dividend date of this dividend is Thursday, January 15th. This represents a $1.28 annualized dividend and a dividend yield of 4.6%. This is an increase from Norwood Financial’s previous quarterly dividend of $0.31. Norwood Financial’s dividend payout ratio is presently 196.92%.

Analyst Upgrades and Downgrades

A number of brokerages have recently commented on NWFL. Zacks Research downgraded Norwood Financial from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 22nd. Weiss Ratings reiterated a “hold (c)” rating on shares of Norwood Financial in a research report on Monday, December 29th. Finally, Wall Street Zen raised Norwood Financial from a “hold” rating to a “buy” rating in a research note on Tuesday, October 28th. Three research analysts have rated the stock with a Hold rating, According to MarketBeat, the stock presently has a consensus rating of “Hold” and an average target price of $26.50.

Insider Buying and Selling at Norwood Financial

In other news, Director James Shook bought 3,800 shares of the company’s stock in a transaction on Monday, October 27th. The shares were bought at an average cost of $26.71 per share, with a total value of $101,498.00. Following the transaction, the director directly owned 4,830 shares in the company, valued at approximately $129,009.30. This trade represents a 368.93% increase in their position. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this link. Company insiders own 8.20% of the company’s stock.

Institutional Investors Weigh In On Norwood Financial

Several large investors have recently made changes to their positions in the company. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in Norwood Financial by 18.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 4,909 shares of the financial services provider’s stock worth $119,000 after buying an additional 765 shares during the last quarter. Geode Capital Management LLC grew its position in Norwood Financial by 3.2% in the second quarter. Geode Capital Management LLC now owns 201,858 shares of the financial services provider’s stock worth $5,205,000 after acquiring an additional 6,238 shares in the last quarter. Marshall Wace LLP bought a new stake in Norwood Financial in the second quarter worth approximately $648,000. Raymond James Financial Inc. increased its stake in shares of Norwood Financial by 20.8% during the 2nd quarter. Raymond James Financial Inc. now owns 89,419 shares of the financial services provider’s stock worth $2,305,000 after purchasing an additional 15,408 shares during the last quarter. Finally, Tower Research Capital LLC TRC raised its holdings in shares of Norwood Financial by 293.6% during the 2nd quarter. Tower Research Capital LLC TRC now owns 1,771 shares of the financial services provider’s stock valued at $46,000 after purchasing an additional 1,321 shares in the last quarter. Institutional investors own 28.08% of the company’s stock.

Norwood Financial Company Profile

Norwood Financial Corporation is the bank holding company for Norwood Bank, a community-oriented financial institution headquartered in Norwood, Massachusetts. Incorporated in 2010, the company oversees a network of branch offices serving suburban and metropolitan communities in eastern Massachusetts. Norwood Financial’s mission emphasizes personalized service, local decision-making and a commitment to supporting neighborhood growth.

The company’s primary business activities encompass a full suite of personal and commercial banking products and services.