Independent Bank (IBCP) Expected to Announce Quarterly Earnings on Thursday

Independent Bank (NASDAQ:IBCP) is expected to be announcing its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect the company to announce earnings of $0.83 per share and revenue of $50.5150 million for the quarter. Parties can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Thursday, January 22, 2026 at 11:00 AM ET.

Independent Bank (NASDAQ:IBCP) last announced its quarterly earnings data on Tuesday, October 28th. The financial services provider reported $0.84 earnings per share for the quarter, topping analysts’ consensus estimates of $0.83 by $0.01. Independent Bank had a net margin of 21.25% and a return on equity of 14.54%. The firm had revenue of $45.80 million during the quarter, compared to analyst estimates of $50.18 million. On average, analysts expect Independent Bank to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Independent Bank Price Performance

Shares of Independent Bank stock opened at $33.36 on Wednesday. The company has a debt-to-equity ratio of 0.09, a quick ratio of 0.90 and a current ratio of 0.91. Independent Bank has a 52-week low of $26.75 and a 52-week high of $37.13. The company has a fifty day moving average of $33.03 and a 200-day moving average of $32.28. The stock has a market capitalization of $690.22 million, a price-to-earnings ratio of 10.23 and a beta of 0.80.

Independent Bank Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, February 13th. Shareholders of record on Tuesday, February 3rd will be given a dividend of $0.28 per share. The ex-dividend date is Tuesday, February 3rd. This is a positive change from Independent Bank’s previous quarterly dividend of $0.26. This represents a $1.12 annualized dividend and a yield of 3.4%. Independent Bank’s dividend payout ratio (DPR) is currently 31.90%.

Institutional Investors Weigh In On Independent Bank

Large investors have recently made changes to their positions in the business. EverSource Wealth Advisors LLC increased its stake in shares of Independent Bank by 2,062.9% during the second quarter. EverSource Wealth Advisors LLC now owns 757 shares of the financial services provider’s stock valued at $25,000 after buying an additional 722 shares during the period. Quarry LP purchased a new position in Independent Bank during the 3rd quarter valued at $42,000. Quadrant Capital Group LLC bought a new position in Independent Bank in the 3rd quarter worth $72,000. Quantbot Technologies LP lifted its position in shares of Independent Bank by 257.6% in the 3rd quarter. Quantbot Technologies LP now owns 4,895 shares of the financial services provider’s stock worth $152,000 after purchasing an additional 3,526 shares during the period. Finally, Squarepoint Ops LLC lifted its position in shares of Independent Bank by 14.2% in the 3rd quarter. Squarepoint Ops LLC now owns 7,476 shares of the financial services provider’s stock worth $232,000 after purchasing an additional 929 shares during the period. 79.43% of the stock is currently owned by institutional investors.

Wall Street Analyst Weigh In

Separately, Weiss Ratings upgraded Independent Bank from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, January 12th. One equities research analyst has rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and a consensus target price of $36.00.

Independent Bank Company Profile

Independent Bank Corporation (NASDAQ: IBCP) is a bank holding company headquartered in Grand Rapids, Michigan. Through its primary subsidiary, Independent Bank, the company offers a full range of commercial and personal banking services designed to meet the needs of individuals, small businesses and corporate clients. The company’s offerings span traditional branch-based banking as well as digital and mobile platforms.

Independent Bank provides deposit products such as checking and savings accounts, money market accounts and certificates of deposit.