Visa Inc. $V Shares Sold by Schmidt P J Investment Management Inc.

Schmidt P J Investment Management Inc. cut its position in Visa Inc. (NYSE:V) by 6.9% in the third quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The firm owned 32,445 shares of the credit-card processor’s stock after selling 2,386 shares during the quarter. Visa makes up 1.8% of Schmidt P J Investment Management Inc.’s investment portfolio, making the stock its 12th biggest holding. Schmidt P J Investment Management Inc.’s holdings in Visa were worth $11,076,000 at the end of the most recent quarter.

A number of other hedge funds have also recently added to or reduced their stakes in the company. Family Legacy Financial Solutions LLC purchased a new position in shares of Visa during the second quarter worth approximately $28,000. Harbor Asset Planning Inc. acquired a new stake in Visa during the 2nd quarter worth $29,000. Sagard Holdings Management Inc. purchased a new position in Visa during the 2nd quarter worth $31,000. Cranbrook Wealth Management LLC grew its position in Visa by 82.0% during the 2nd quarter. Cranbrook Wealth Management LLC now owns 91 shares of the credit-card processor’s stock worth $32,000 after purchasing an additional 41 shares during the last quarter. Finally, Bare Financial Services Inc increased its stake in Visa by 287.0% in the second quarter. Bare Financial Services Inc now owns 89 shares of the credit-card processor’s stock valued at $32,000 after purchasing an additional 66 shares during the period. Hedge funds and other institutional investors own 82.15% of the company’s stock.

Insider Activity

In related news, Director Lloyd Carney sold 900 shares of the firm’s stock in a transaction dated Tuesday, November 4th. The shares were sold at an average price of $336.48, for a total value of $302,832.00. Following the completion of the sale, the director owned 2,468 shares in the company, valued at $830,432.64. This trade represents a 26.72% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, insider Paul D. Fabara sold 2,172 shares of the business’s stock in a transaction dated Friday, November 21st. The stock was sold at an average price of $325.93, for a total transaction of $707,919.96. Following the sale, the insider directly owned 26,413 shares in the company, valued at approximately $8,608,789.09. This represents a 7.60% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 24,042 shares of company stock worth $8,247,289 in the last 90 days. 0.12% of the stock is currently owned by corporate insiders.

Analyst Ratings Changes

V has been the subject of several recent research reports. Macquarie decreased their target price on shares of Visa from $425.00 to $410.00 and set an “outperform” rating for the company in a research note on Wednesday, October 29th. UBS Group reaffirmed a “buy” rating on shares of Visa in a research report on Tuesday. Citigroup upgraded Visa to a “strong-buy” rating in a research note on Thursday, October 23rd. Bank of America raised Visa from a “neutral” rating to a “buy” rating and set a $382.00 target price on the stock in a report on Thursday, December 11th. Finally, Wells Fargo & Company raised Visa to a “strong-buy” rating in a report on Wednesday, October 22nd. Four analysts have rated the stock with a Strong Buy rating, nineteen have issued a Buy rating and four have given a Hold rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Buy” and a consensus target price of $402.52.

Key Visa News

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa expands in Africa — Access Bank partnership launches a corporate card solution for Nigerian businesses, which supports incremental transaction volume and regional payment growth. Access Bank/Visa partnership
• Positive Sentiment: Network resilience argument — analysis notes Visa and Mastercard act like toll roads (collecting interchange on every swipe) and are structurally less exposed than lenders to an APR cap, suggesting the core payments franchise is durable even if issuing banks face pressure. MarketBeat analysis
• Neutral Sentiment: Wall‑street takeaways — some analyst commentaries remain broadly constructive on Visa’s long‑term growth (digital commerce, cross‑border volumes), but analysts’ optimism may be offset short‑term by regulatory headlines. Zacks: analyst views
• Neutral Sentiment: Longer‑term thematic tailwinds — AI‑driven e‑commerce and “smarter” checkout experiences are expected to lift fintech and payments volumes, which could benefit Visa over time if transaction growth holds. Investopedia on AI-driven shopping
• Negative Sentiment: Interest‑rate cap risk — President Trump’s proposed 10% credit‑card APR cap is prompting warnings from bank CFOs and industry groups that the measure could force issuers to cut accounts, tighten underwriting and reduce consumer spending, which would indirectly lower Visa’s transaction volumes. Fox Business: JPMorgan CFO warns CNBC: banks could fight cap
• Negative Sentiment: Routing / swipe‑fee threat — proposals to require lower‑cost routing alternatives or cap swipe fees have analysts and strategists expressing hesitation on Visa/Mastercard near term because any structural reduction in interchange or mandated routing change could pressure network economics. YouTube: Chris Grisanti on swipe fee legislation MarketWatch on sharp drops
• Negative Sentiment: Immediate market reaction — coverage and bulletin headlines drove a quick sell‑off in payments and bank names as investors price in regulatory uncertainty and potential volume/margin hits to issuers (the source of Visa’s transaction flow). TipRanks: stocks fall on cap

Visa Stock Performance

NYSE V opened at $327.81 on Wednesday. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.53. The business’s 50 day moving average is $339.98 and its two-hundred day moving average is $343.96. Visa Inc. has a 12-month low of $299.00 and a 12-month high of $375.51. The stock has a market capitalization of $597.18 billion, a price-to-earnings ratio of 32.11, a PEG ratio of 2.02 and a beta of 0.81.

Visa (NYSE:V) last posted its quarterly earnings results on Tuesday, October 28th. The credit-card processor reported $2.98 EPS for the quarter, beating the consensus estimate of $2.97 by $0.01. Visa had a return on equity of 60.31% and a net margin of 50.15%.The business had revenue of $10.72 billion during the quarter, compared to analysts’ expectations of $10.60 billion. During the same period last year, the firm earned $2.71 EPS. The company’s quarterly revenue was up 11.5% compared to the same quarter last year. Research analysts expect that Visa Inc. will post 11.3 EPS for the current year.

Visa Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Monday, December 1st. Stockholders of record on Wednesday, November 12th were paid a dividend of $0.67 per share. This is a boost from Visa’s previous quarterly dividend of $0.59. The ex-dividend date of this dividend was Wednesday, November 12th. This represents a $2.68 dividend on an annualized basis and a dividend yield of 0.8%. Visa’s dividend payout ratio is currently 26.25%.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.