Head to Head Survey: Allied World Assurance (OTCMKTS:AWHHF) and Presurance (NASDAQ:PRHI)

Presurance (NASDAQ:PRHI) and Allied World Assurance (OTCMKTS:AWHHF) are both financial services companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, valuation, institutional ownership, earnings, dividends, profitability and analyst recommendations.

Analyst Recommendations

This is a breakdown of recent ratings for Presurance and Allied World Assurance, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Presurance	1	0	0	0	1.00
Allied World Assurance	0	0	0	0	0.00

Given Allied World Assurance’s higher possible upside, analysts plainly believe Allied World Assurance is more favorable than Presurance.

Valuation & Earnings

This table compares Presurance and Allied World Assurance”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Presurance	$67.27 million	N/A	$24.35 million	($2.19)	-0.40
Allied World Assurance	N/A	N/A	N/A	N/A	N/A

Presurance has higher revenue and earnings than Allied World Assurance.

Profitability

This table compares Presurance and Allied World Assurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Presurance	-50.13%	-136.28%	-12.17%
Allied World Assurance	N/A	N/A	N/A

Insider & Institutional Ownership

34.9% of Presurance shares are held by institutional investors. Comparatively, 86.5% of Allied World Assurance shares are held by institutional investors. 50.9% of Presurance shares are held by company insiders. Comparatively, 3.2% of Allied World Assurance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Allied World Assurance beats Presurance on 5 of the 8 factors compared between the two stocks.

About Presurance

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.

About Allied World Assurance

Allied World Assurance Company Holdings Ltd is a Germany-based holding company. It provides property, casualty and specialty insurance and reinsurance solutions to clients around the world. The Company operates in three segments: North American Insurance, Global Markets Insurance and Reinsurance. The North American Insurance segment consists of the Company’s direct insurance operations in the United States, Bermuda and Canada. The Global Markets Insurance segment includes all of the Company’s direct insurance operations outside of North America. The Company’s reinsurance segment includes the reinsurance of property, general casualty, professional liability, specialty lines and property catastrophe coverage’s written by other reinsurance companies. The Company leases space in Australia, Bermuda, Canada, Hong Kong, Ireland, Labuan, Singapore, the United Kingdom and the United States for the operation of its North American Insurance, Global Markets Insurance and Reinsurance segments.