First Us Bancsh (FUSB) & Its Rivals Financial Contrast

First Us Bancsh (NASDAQ:FUSB) is one of 919 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare First Us Bancsh to related companies based on the strength of its institutional ownership, earnings, valuation, analyst recommendations, profitability, dividends and risk.

Risk and Volatility

First Us Bancsh has a beta of 0.22, suggesting that its stock price is 78% less volatile than the S&P 500. Comparatively, First Us Bancsh’s rivals have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares First Us Bancsh and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Us Bancsh	12.15%	7.58%	0.67%
First Us Bancsh Competitors	15.62%	9.43%	0.93%

Insider & Institutional Ownership

18.7% of First Us Bancsh shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 12.1% of First Us Bancsh shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and recommmendations for First Us Bancsh and its rivals, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Us Bancsh	0	0	0	1	4.00
First Us Bancsh Competitors	7497	30257	27867	1491	2.35

As a group, “Banks” companies have a potential upside of 14.53%. Given First Us Bancsh’s rivals higher possible upside, analysts plainly believe First Us Bancsh has less favorable growth aspects than its rivals.

Dividends

First Us Bancsh pays an annual dividend of $0.28 per share and has a dividend yield of 1.7%. First Us Bancsh pays out 20.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. First Us Bancsh has raised its dividend for 3 consecutive years.

Earnings & Valuation

This table compares First Us Bancsh and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
First Us Bancsh	$62.99 million	$5.99 million	12.18
First Us Bancsh Competitors	$9.95 billion	$2.42 billion	21.05

First Us Bancsh’s rivals have higher revenue and earnings than First Us Bancsh. First Us Bancsh is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

First Us Bancsh rivals beat First Us Bancsh on 11 of the 15 factors compared.

About First Us Bancsh

First US Bancshares, Inc. (NASDAQ: FUSB) is a bank holding company headquartered in Birmingham, Alabama. Through its principal subsidiary, First US Bank, the company provides community banking services to individuals, families, businesses and nonprofit organizations. First US Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, construction financing, business loans, consumer loans and lines of credit.