Comparing Citizens Financial Group (CFG) & Its Rivals

Citizens Financial Group (NYSE:CFG) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its rivals? We will compare Citizens Financial Group to similar businesses based on the strength of its profitability, risk, valuation, analyst recommendations, dividends, institutional ownership and earnings.

Dividends

Citizens Financial Group pays an annual dividend of $2.08 per share and has a dividend yield of 3.2%. Citizens Financial Group pays out 41.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Citizens Financial Group lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Volatility and Risk

Citizens Financial Group has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500. Comparatively, Citizens Financial Group’s rivals have a beta of 0.61, meaning that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Citizens Financial Group and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Citizens Financial Group	18.07%	9.52%	0.98%
Citizens Financial Group Competitors	15.64%	9.43%	0.93%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Citizens Financial Group and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens Financial Group	0	4	17	0	2.81
Citizens Financial Group Competitors	7490	30240	27840	1484	2.35

Citizens Financial Group presently has a consensus price target of $76.79, indicating a potential upside of 18.30%. As a group, “Banks” companies have a potential upside of 14.71%. Given Citizens Financial Group’s stronger consensus rating and higher probable upside, equities analysts plainly believe Citizens Financial Group is more favorable than its rivals.

Earnings & Valuation

This table compares Citizens Financial Group and its rivals revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Citizens Financial Group	$12.06 billion	$1.83 billion	13.06
Citizens Financial Group Competitors	$9.96 billion	$2.42 billion	21.32

Citizens Financial Group has higher revenue, but lower earnings than its rivals. Citizens Financial Group is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

94.9% of Citizens Financial Group shares are owned by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are owned by institutional investors. 0.7% of Citizens Financial Group shares are owned by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Citizens Financial Group beats its rivals on 9 of the 15 factors compared.

Citizens Financial Group Company Profile

Citizens Financial Group, Inc. is a bank holding company headquartered in Providence, Rhode Island. Through Citizens Bank and related businesses, it provides retail and commercial banking services to individuals, businesses and institutions. Its offerings include checking and savings accounts, mortgages, personal and business loans, credit cards, wealth management, and commercial lending and cash-management services. The company also provides capital markets and other financial services to corporate clients.