UMB Financial (NASDAQ:UMBF) Stock: Insider Kevin Charles Gallagher Sells 370 Shares

UMB Financial Corporation (NASDAQ:UMBF) Director Kevin Gallagher sold 370 shares of UMB Financial stock in a transaction dated Friday, October 30th. The stock was sold at an average price of $134.82, for a total value of $49,883.40. Following the transaction, the director directly owned 11,493 shares in the company, valued at $1,549,486.26. The trade was a 3.12% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this link.

UMB Financial Trading Down 1.2%

UMBF stock traded down $1.69 during mid-day trading on Friday, reaching $134.47. The company’s stock had a trading volume of 616,126 shares, compared to its average volume of 875,320. The company has a current ratio of 0.76, a quick ratio of 0.76 and a debt-to-equity ratio of 0.04. The business’s 50 day moving average price is $135.94 and its 200 day moving average price is $131.13. The company has a market cap of $10.21 billion, a price-to-earnings ratio of 10.18, a price-to-earnings-growth ratio of 0.62 and a beta of 0.82. UMB Financial Corporation has a 12 month low of $68.92 and a 12 month high of $144.36.

UMB Financial (NASDAQ:UMBF) last announced its quarterly earnings data on Tuesday, October 27th. The bank reported $3.56 earnings per share for the quarter, beating the consensus estimate of $3.22 by $0.34. UMB Financial had a return on equity of 14.07% and a net margin of 23.45%. The business had revenue of $772.39 million during the quarter, compared to analyst estimates of $744.81 million. During the same period in the prior year, the company earned $2.70 earnings per share. UMB Financial’s revenue was up 13.9% compared to the same quarter last year. On average, equities research analysts predict that UMB Financial Corporation will post 13.53 EPS for the current year.

UMB Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Monday, January 4th. Stockholders of record on Thursday, December 10th will be paid a $0.50 dividend. This represents a $2.00 annualized dividend and a dividend yield of 1.5%. The ex-dividend date is Thursday, December 10th. UMB Financial’s dividend payout ratio is currently 16.65%.

Analysts Set New Price Targets

UMBF has been the subject of several research reports. Wells Fargo & Company lowered their target price on UMB Financial from $160.00 to $147.00 and set an “equal weight” rating for the company in a report on Tuesday, September 29th. TD Cowen raised their target price on UMB Financial from $152.00 to $154.00 and gave the company a “buy” rating in a research report on Thursday. Piper Sandler dropped their price objective on shares of UMB Financial from $181.00 to $169.00 and set an “overweight” rating for the company in a report on Thursday. Truist Financial decreased their price target on UMB Financial from $170.00 to $156.00 and set a “buy” rating on the stock in a research note on Tuesday, October 20th. Finally, Stephens started coverage on UMB Financial in a research report on Tuesday, July 14th. They issued an “overweight” rating and a $167.00 price target on the stock. One equities research analyst has rated the stock with a Strong Buy rating, eleven have assigned a Buy rating and four have issued a Hold rating to the company. Based on data from MarketBeat, the company has an average rating of “Moderate Buy” and an average target price of $160.93.

Key Stories Impacting UMB Financial

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: TD Cowen maintained its Buy rating on UMB Financial, reinforcing the view that the stock’s earnings growth and strategic expansion justify additional upside. TD Cowen Reaffirms Their Buy Rating on UMB Financial
• Positive Sentiment: UMB Financial’s third-quarter performance showed continued growth: earnings per share exceeded analyst expectations, revenue increased 13.9% year over year, and EPS rose from $2.70 to $3.56. The earnings call also highlighted growth and expansion initiatives. UMB Financial 2026 Q3 Results
• Positive Sentiment: The company agreed to acquire El Dorado Savings Bank for approximately $506 million, giving UMB Financial entry into California and Nevada. The transaction is targeted to close in the first quarter of 2027 and could expand its geographic footprint and customer base. UMB Financial El Dorado Savings Bank Deal
• Positive Sentiment: Zacks characterized UMB Financial as both a strong momentum and value stock, potentially attracting investors seeking earnings growth at a comparatively reasonable valuation. Why UMB Financial Is a Strong Momentum Stock
• Neutral Sentiment: UMB Financial announced management changes, including a refocusing of Chief Risk Officer Shannon A. Johnson’s responsibilities. The changes may improve organizational focus, but their financial effect is not yet clear. UMB Financial Refocuses Chief Risk Officer Responsibilities
• Negative Sentiment: Citigroup lowered its price target from $162 to $145 and shifted to a Neutral rating. Although the revised target still implies upside, the downgrade signals reduced near-term conviction and may weigh on sentiment. Citigroup UMB Financial Rating
• Negative Sentiment: Director Kevin Gallagher sold 370 shares for approximately $49,883, reducing his holdings by 3.12%. The relatively small transaction is not necessarily a fundamental warning, but insider selling can add short-term caution. SEC Insider Sale Filing
• Negative Sentiment: Management expects fourth-quarter operating expenses of $400 million to $405 million while advancing the El Dorado transaction. Elevated expenses and acquisition-related costs could pressure near-term profitability before potential strategic benefits emerge. UMB Financial Fourth-Quarter Expense Outlook

Institutional Investors Weigh In On UMB Financial

A number of institutional investors have recently made changes to their positions in UMBF. BlackRock Inc. bought a new stake in shares of UMB Financial in the second quarter valued at about $1,458,386,000. Dimensional Fund Advisors LP lifted its holdings in UMB Financial by 1.9% during the 1st quarter. Dimensional Fund Advisors LP now owns 2,909,932 shares of the bank’s stock worth $328,200,000 after buying an additional 55,005 shares in the last quarter. Bank of America Corp DE acquired a new stake in shares of UMB Financial during the 2nd quarter worth approximately $129,153,000. First Trust Advisors LP raised its position in shares of UMB Financial by 12.0% in the 1st quarter. First Trust Advisors LP now owns 899,400 shares of the bank’s stock valued at $101,443,000 after acquiring an additional 96,149 shares during the period. Finally, Bank of New York Mellon Corp bought a new stake in shares of UMB Financial in the second quarter worth about $78,410,000. 87.78% of the stock is currently owned by institutional investors.

About UMB Financial

UMB Financial Corporation is a financial holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities. The company serves customers through banking offices and digital channels across the Midwest and other U.S. markets.

UMB Bank offers commercial and personal banking products, including deposit accounts, loans, treasury management, payment services and credit solutions.