Lendingclub (NASDAQ:HAPN) Announces Q4 2026 Earnings Guidance

Lendingclub (NASDAQ:HAPN) issued an update on its fourth quarter 2026 earnings guidance on Friday. The company provided EPS guidance of 0.430-0.480 for the period, compared to the consensus estimate of 0.460. Lendingclub also updated its FY 2026 guidance to 1.870-1.920 EPS.

Analyst Ratings Changes

A number of research firms have commented on HAPN. BTIG Research reiterated a “buy” rating and set a $25.00 price objective on shares of Lendingclub in a research note on Tuesday, July 28th. Weiss Ratings restated a “hold (c+)” rating on shares of Lendingclub in a research report on Tuesday, September 22nd. Citizens Jmp lifted their price target on shares of Lendingclub from $23.00 to $25.00 and gave the company a “market outperform” rating in a report on Tuesday, July 28th. Finally, Piper Sandler dropped their price objective on shares of Lendingclub from $25.00 to $20.00 and set an “overweight” rating on the stock in a research note on Thursday. Three analysts have rated the stock with a Buy rating and one has given a Hold rating to the company’s stock. Based on data from MarketBeat.com, Lendingclub has an average rating of “Moderate Buy” and an average price target of $23.33.

Lendingclub Stock Down 3.9%

Shares of NASDAQ:HAPN traded down $0.62 on Friday, reaching $15.41. The company had a trading volume of 459,285 shares, compared to its average volume of 2,052,012. The company has a 50-day moving average of $15.95. Lendingclub has a twelve month low of $13.05 and a twelve month high of $21.67. The stock has a market cap of $1.78 billion, a PE ratio of 8.62 and a beta of 1.88.

Lendingclub (NASDAQ:HAPN) last issued its quarterly earnings results on Wednesday, October 28th. The company reported $0.50 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.47 by $0.03. The firm had revenue of $279.09 million for the quarter. Lendingclub had a return on equity of 13.76% and a net margin of 20.16%. The business’s revenue for the quarter was down 1.1% compared to the same quarter last year. On average, research analysts anticipate that Lendingclub will post 1.86 EPS for the current year.

Insider Activity at Lendingclub

In other Lendingclub news, General Counsel Jordan Cheng sold 2,800 shares of the business’s stock in a transaction dated Thursday, September 3rd. The shares were sold at an average price of $17.56, for a total value of $49,168.00. Following the completion of the transaction, the general counsel directly owned 106,413 shares of the company’s stock, valued at approximately $1,868,612.28. The trade was a 2.56% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, SVP Fergal Stack sold 37,500 shares of the company’s stock in a transaction that occurred on Wednesday, August 19th. The stock was sold at an average price of $18.64, for a total transaction of $699,000.00. Following the transaction, the senior vice president owned 77,477 shares in the company, valued at $1,444,171.28. The trade was a 32.62% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 137,800 shares of company stock valued at $2,618,356 in the last three months. Corporate insiders own 3.31% of the company’s stock.

Lendingclub Company Profile

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.