Analyzing BOK Financial (BOKF) and The Competition

BOK Financial (NASDAQ:BOKF) is one of 920 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare BOK Financial to similar businesses based on the strength of its earnings, analyst recommendations, profitability, institutional ownership, dividends, valuation and risk.

Earnings and Valuation

This table compares BOK Financial and its peers gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
BOK Financial	$2.21 billion	$577.99 million	11.78
BOK Financial Competitors	$251.02 billion	$2.41 billion	19.11

BOK Financial’s peers have higher revenue and earnings than BOK Financial. BOK Financial is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

BOK Financial pays an annual dividend of $2.52 per share and has a dividend yield of 1.9%. BOK Financial pays out 22.8% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 29.0% of their earnings in the form of a dividend. BOK Financial has increased its dividend for 20 consecutive years.

Volatility and Risk

BOK Financial has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, BOK Financial’s peers have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations and price targets for BOK Financial and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BOK Financial	1	10	2	0	2.08
BOK Financial Competitors	7448	30104	27645	1443	2.35

BOK Financial presently has a consensus target price of $143.27, indicating a potential upside of 10.26%. As a group, “Banks” companies have a potential upside of 15.58%. Given BOK Financial’s peers stronger consensus rating and higher possible upside, analysts clearly believe BOK Financial has less favorable growth aspects than its peers.

Institutional & Insider Ownership

34.4% of BOK Financial shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 63.5% of BOK Financial shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares BOK Financial and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BOK Financial	19.53%	10.41%	1.18%
BOK Financial Competitors	15.24%	9.38%	0.92%

Summary

BOK Financial peers beat BOK Financial on 9 of the 15 factors compared.

BOK Financial Company Profile

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and automated teller machine, call center, and Internet and mobile banking services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.