Ally Financial (NYSE:ALLY) Given New $48.00 Price Target at Barclays

Ally Financial (NYSE:ALLY) had its target price dropped by equities research analysts at Barclays from $56.00 to $48.00 in a note issued to investors on Wednesday, Benzinga reports. The brokerage currently has an “equal weight” rating on the financial services provider’s stock. Barclays’ target price would indicate a potential upside of 26.19% from the company’s current price.

Other research analysts have also issued reports about the company. Morgan Stanley reissued an “equal weight” rating and issued a $43.00 price target (down from $55.00) on shares of Ally Financial in a research report on Monday, October 12th. Weiss Ratings reiterated a “buy (b)” rating on shares of Ally Financial in a research note on Friday, September 18th. The Goldman Sachs Group set a $45.00 target price on Ally Financial in a research note on Tuesday, October 6th. Zacks Research downgraded shares of Ally Financial from a “hold” rating to a “strong sell” rating in a report on Tuesday, October 13th. Finally, UBS Group reduced their target price on shares of Ally Financial from $54.00 to $50.00 and set a “buy” rating for the company in a report on Monday, October 5th. One research analyst has rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, four have assigned a Hold rating and one has assigned a Sell rating to the stock. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and a consensus target price of $48.43.

Ally Financial Stock Up 1.2%

Ally Financial stock opened at $38.04 on Wednesday. The business has a fifty day moving average of $40.57 and a two-hundred day moving average of $42.68. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 1.26. The firm has a market cap of $11.57 billion, a P/E ratio of 8.97, a P/E/G ratio of 0.28 and a beta of 1.11. Ally Financial has a twelve month low of $35.92 and a twelve month high of $47.29.

Ally Financial (NYSE:ALLY) last announced its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.33 by $0.01. The business had revenue of $2.35 billion for the quarter, compared to analysts’ expectations of $2.31 billion. Ally Financial had a return on equity of 11.75% and a net margin of 16.75%. The business’s revenue for the quarter was up 6.1% on a year-over-year basis. During the same quarter last year, the firm earned $1.15 EPS. On average, analysts forecast that Ally Financial will post 5.00 earnings per share for the current fiscal year.

Insider Transactions at Ally Financial

In other news, insider Stephanie Richard sold 5,000 shares of the company’s stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total transaction of $221,150.00. Following the transaction, the insider directly owned 88,927 shares of the company’s stock, valued at approximately $3,933,241.21. This represents a 5.32% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Corporate insiders own 0.46% of the company’s stock.

Institutional Trading of Ally Financial

Several hedge funds and other institutional investors have recently made changes to their positions in ALLY. Pension & Wealth Management Advisors Inc. purchased a new position in Ally Financial during the 3rd quarter worth $27,000. Trust Co. of Vermont acquired a new position in Ally Financial during the 2nd quarter valued at about $36,000. Elevation Wealth Partners LLC increased its position in Ally Financial by 92.2% during the 3rd quarter. Elevation Wealth Partners LLC now owns 1,005 shares of the financial services provider’s stock valued at $38,000 after buying an additional 482 shares in the last quarter. SJS Investment Consulting Inc. raised its stake in Ally Financial by 30.8% in the first quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock valued at $40,000 after buying an additional 240 shares during the last quarter. Finally, Philadelphia Investment Partners LLC purchased a new stake in Ally Financial in the second quarter valued at about $53,000. Hedge funds and other institutional investors own 88.76% of the company’s stock.

Ally Financial News Summary

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q3 results beat expectations: Ally reported adjusted EPS of $1.34, ahead of the roughly $1.32–$1.33 consensus, while revenue of $2.35 billion increased 6.1% year over year and exceeded estimates. EPS also rose from $1.15 in the prior-year quarter. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Dividend increased 17%: The quarterly common-stock dividend was raised to $0.35 per share from $0.30, equivalent to $1.40 annually and a yield of approximately 3.7%. The increase signals management’s confidence in capital generation and may improve income-focused investor demand. Ally Financial declares dividend
• Positive Sentiment: Profitability and growth outlook improved: Core return on tangible common equity reached 13.1%, retail auto charge-offs remained within guidance at 1.89%, and management raised its average earning-asset growth outlook to 5%–6%. Full-year net interest margin is expected at 3.6%–3.65%. Ally NIM and earning-asset outlook
• Neutral Sentiment: Valuation remains supportive but execution matters: An investor analysis noted that Ally trades below tangible book value, with book value growth and share repurchases potentially providing support. The benefit depends on continued credit discipline and stable funding conditions. Ally Financial Q3 investment analysis
• Negative Sentiment: Credit costs increased: Provision expense rose despite the earnings beat, indicating that Ally is reserving more for potential loan losses. This could pressure future earnings if consumer credit deteriorates further. Ally Q3 earnings and credit costs
• Negative Sentiment: Auto delinquencies are rising: Delinquencies increased alongside loan originations, reinforcing concerns about consumer stress and the risk that higher growth could come with weaker underwriting or elevated charge-offs. Ally auto delinquencies

About Ally Financial

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.