Bread Financial (BFH) Projected to Post Earnings on Thursday

Bread Financial (NYSE:BFH) is expected to announce its Q3 2026 results before the market opens on Thursday, October 22nd. Analysts expect Bread Financial to announce earnings of $3.34 per share and revenue of $1.01 billion for the quarter. Individuals may review the information on the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Thursday, October 22, 2026 at 8:30 AM ET.

Bread Financial (NYSE:BFH) last issued its earnings results on Thursday, July 23rd. The company reported $3.55 EPS for the quarter, topping the consensus estimate of $2.74 by $0.81. The firm had revenue of $993.00 million during the quarter, compared to the consensus estimate of $959.32 million. Bread Financial had a return on equity of 18.42% and a net margin of 11.95%. The business’s quarterly revenue was up 6.9% on a year-over-year basis. During the same quarter in the previous year, the firm earned $3.15 earnings per share. On average, analysts expect Bread Financial to post $12.10 EPS for the current fiscal year and $13.19 EPS for the next fiscal year.

Bread Financial Stock Up 2.2%

BFH stock opened at $104.70 on Wednesday. The stock has a market capitalization of $4.02 billion, a P/E ratio of 7.41, a price-to-earnings-growth ratio of 0.81 and a beta of 1.15. The company has a current ratio of 1.17, a quick ratio of 1.17 and a debt-to-equity ratio of 0.25. The firm has a 50-day moving average price of $104.85 and a 200-day moving average price of $98.21. Bread Financial has a 12 month low of $59.26 and a 12 month high of $114.53.

Bread Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Monday, August 31st were paid a $0.23 dividend. The ex-dividend date of this dividend was Monday, August 31st. This represents a $0.92 annualized dividend and a yield of 0.9%. Bread Financial’s dividend payout ratio is presently 7.18%.

Insiders Place Their Bets

In other Bread Financial news, Director Praniti Lakhwara sold 2,802 shares of the company’s stock in a transaction that occurred on Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total value of $297,348.24. Following the completion of the transaction, the director directly owned 4,458 shares in the company, valued at approximately $473,082.96. This represents a 38.60% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. 1.30% of the stock is owned by insiders.

Wall Street Analysts Forecast Growth

A number of analysts have weighed in on the stock. Wells Fargo & Company began coverage on shares of Bread Financial in a research report on Friday, September 11th. They issued an “equal weight” rating and a $115.00 target price on the stock. Wolfe Research raised shares of Bread Financial from a “peer perform” rating to an “outperform” rating and set a $130.00 target price on the stock in a research note on Tuesday, August 25th. Barclays upped their price target on shares of Bread Financial from $109.00 to $110.00 and gave the stock an “equal weight” rating in a report on Monday, October 5th. TD Cowen lowered their price target on shares of Bread Financial from $114.00 to $111.00 and set a “hold” rating for the company in a report on Tuesday, October 6th. Finally, Weiss Ratings reiterated a “buy (b)” rating on shares of Bread Financial in a research note on Friday, July 24th. Eight investment analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat, the company presently has a consensus rating of “Hold” and a consensus price target of $112.29.

About Bread Financial

Bread Financial Holdings, Inc (NYSE: BFH) is a financial services company that provides payment, lending and savings solutions to consumers and businesses. Its offerings include private-label and co-branded credit cards, installment lending, buy now, pay later services and deposit products.

The company operates through its Bread platform, which supports merchants with financing options, payment processing and customer loyalty solutions. Its consumer products have included Bread Cashback credit cards, Bread Pay installment payment services and Bread Savings deposit accounts.

Bread Financial primarily serves consumers and merchants in the United States, with solutions designed for retail, travel, home improvement and other industries.