Citizens & Northern (CZNC) Projected to Announce Earnings on Thursday

Citizens & Northern (NASDAQ:CZNC) is expected to release its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect Citizens & Northern to announce earnings of $0.68 per share and revenue of $37.20 million for the quarter. Investors can find conference call details on the company’s upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Friday, October 30, 2026 at 4:00 PM ET.

Citizens & Northern (NASDAQ:CZNC) last released its earnings results on Friday, August 7th. The financial services provider reported $0.79 EPS for the quarter, beating analysts’ consensus estimates of $0.63 by $0.16. Citizens & Northern had a return on equity of 9.54% and a net margin of 13.28%. The firm had revenue of $39.65 million for the quarter, compared to analysts’ expectations of $38.60 million. On average, analysts expect Citizens & Northern to post $2.17 EPS for the current fiscal year and $2.75 EPS for the next fiscal year.

Citizens & Northern Price Performance

Shares of CZNC stock opened at $25.39 on Tuesday. The stock has a 50 day moving average price of $25.63 and a 200 day moving average price of $23.73. Citizens & Northern has a 52-week low of $18.87 and a 52-week high of $26.37. The company has a debt-to-equity ratio of 0.45, a quick ratio of 0.91 and a current ratio of 0.91. The firm has a market capitalization of $455.24 million, a P/E ratio of 13.86 and a beta of 0.41.

Citizens & Northern Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Friday, August 14th. Stockholders of record on Monday, August 3rd were paid a dividend of $0.28 per share. This represents a $1.12 dividend on an annualized basis and a dividend yield of 4.4%. The ex-dividend date of this dividend was Monday, August 3rd. Citizens & Northern’s payout ratio is currently 75.68%.

Wall Street Analysts Forecast Growth

A number of brokerages have commented on CZNC. Wall Street Zen downgraded shares of Citizens & Northern from a “strong-buy” rating to a “buy” rating in a research note on Sunday. Weiss Ratings raised shares of Citizens & Northern from a “hold (c+)” rating to a “buy (b)” rating in a research report on Tuesday, August 11th. Finally, Zacks Research raised shares of Citizens & Northern from a “strong sell” rating to a “hold” rating in a research note on Monday, July 6th. One analyst has rated the stock with a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and a consensus price target of $23.50.

Citizens & Northern Company Profile

Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank, a community banking institution headquartered in Wellsboro, Pennsylvania. Founded in 1864, the bank serves individuals, families, farmers, businesses and organizations through a network of offices in north-central Pennsylvania and southern New York.

Citizens & Northern Bank offers a range of traditional banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial loans and agricultural lending.