Synchrony Financial (SYF) Expected to Post Quarterly Earnings on Tuesday

Synchrony Financial (NYSE:SYF) will likely be issuing its Q3 2026 results before the market opens on Tuesday, October 20th. Analysts expect Synchrony Financial to post earnings of $2.42 per share and revenue of $3.81 billion for the quarter. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. Interested persons can check the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Tuesday, October 20, 2026 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $2.59 earnings per share for the quarter, beating analysts’ consensus estimates of $2.14 by $0.45. Synchrony Financial had a return on equity of 23.09% and a net margin of 15.44%. The firm had revenue of $3.72 billion for the quarter, compared to analysts’ expectations of $3.72 billion. During the same period in the prior year, the business posted $2.50 earnings per share. On average, analysts expect Synchrony Financial to post $9.40 EPS for the current fiscal year and $10.44 EPS for the next fiscal year.

Synchrony Financial Stock Performance

Shares of NYSE:SYF opened at $73.72 on Friday. The company has a debt-to-equity ratio of 1.08, a current ratio of 1.22 and a quick ratio of 1.22. The business’s fifty day moving average price is $75.96 and its two-hundred day moving average price is $74.50. Synchrony Financial has a fifty-two week low of $63.08 and a fifty-two week high of $88.77. The stock has a market capitalization of $23.99 billion, a price-to-earnings ratio of 7.55, a price-to-earnings-growth ratio of 0.86 and a beta of 1.35.

Synchrony Financial Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th were issued a dividend of $0.34 per share. The ex-dividend date of this dividend was Wednesday, August 5th. This is a boost from Synchrony Financial’s previous quarterly dividend of $0.30. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.8%. Synchrony Financial’s dividend payout ratio (DPR) is 13.93%.

Wall Street Analyst Weigh In

Several equities research analysts have recently commented on the stock. Robert W. Baird boosted their target price on shares of Synchrony Financial from $86.00 to $90.00 and gave the company an “outperform” rating in a research note on Wednesday, July 22nd. Morgan Stanley dropped their target price on shares of Synchrony Financial from $84.00 to $83.00 and set an “equal weight” rating for the company in a research report on Monday, October 12th. Royal Bank Of Canada dropped their target price on shares of Synchrony Financial from $85.00 to $80.00 and set a “sector perform” rating for the company in a research report on Wednesday, July 22nd. JPMorgan Chase & Co. dropped their price objective on shares of Synchrony Financial from $78.00 to $74.00 and set a “neutral” rating for the company in a report on Monday, October 12th. Finally, Wolfe Research lifted their target price on shares of Synchrony Financial from $85.00 to $90.00 and gave the company an “outperform” rating in a research note on Tuesday, August 25th. Nine analysts have rated the stock with a Buy rating and eight have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $87.25.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides credit products and related services through partnerships with retailers, manufacturers, healthcare providers and other businesses. The company is best known for private-label credit cards and dual-use credit cards that allow consumers to finance purchases with participating brands.

Synchrony’s offerings also include promotional financing, installment loans and other consumer payment solutions. Its products support spending across areas such as retail, home improvement, consumer electronics, healthcare, automotive and lifestyle purchases.