Simmons First National (NASDAQ:SFNC) Posts Earnings Results, Beats Estimates By $0.01 EPS

Simmons First National (NASDAQ:SFNC) announced its earnings results on Thursday. The bank reported $0.54 EPS for the quarter, beating analysts’ consensus estimates of $0.53 by $0.01, FiscalAI reports. Simmons First National had a return on equity of 8.67% and a net margin of 18.38%. The company had revenue of $251.17 million during the quarter, compared to the consensus estimate of $254.03 million. During the same quarter in the prior year, the company earned $0.46 earnings per share. The firm’s revenue for the quarter was up 8.0% on a year-over-year basis.

Simmons First National Stock Down 0.9%

Shares of NASDAQ SFNC traded down $0.19 during mid-day trading on Friday, hitting $22.07. 3,251,813 shares of the stock traded hands, compared to its average volume of 1,728,336. The company has a market cap of $3.19 billion, a price-to-earnings ratio of 12.33 and a beta of 0.92. The stock has a fifty day moving average price of $22.92 and a 200-day moving average price of $22.20. Simmons First National has a 52 week low of $17.00 and a 52 week high of $24.32. The company has a debt-to-equity ratio of 0.36, a quick ratio of 0.92 and a current ratio of 0.93.

Simmons First National Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Thursday, October 1st. Investors of record on Tuesday, September 15th were given a dividend of $0.2150 per share. The ex-dividend date was Tuesday, September 15th. This represents a $0.86 annualized dividend and a dividend yield of 3.9%. Simmons First National’s payout ratio is currently -33.99%.

Wall Street Analysts Forecast Growth

SFNC has been the topic of several recent analyst reports. Weiss Ratings reiterated a “hold (c-)” rating on shares of Simmons First National in a report on Tuesday, July 21st. Raymond James Financial restated an “outperform” rating and issued a $25.00 price objective on shares of Simmons First National in a report on Friday, July 17th. National Bank Financial set a $26.00 price objective on shares of Simmons First National in a report on Friday, September 4th. Morgan Stanley cut shares of Simmons First National from an “equal weight” rating to an “underweight” rating and raised their target price for the stock from $24.00 to $26.00 in a research report on Tuesday, September 8th. Finally, Piper Sandler raised shares of Simmons First National from an “underweight” rating to an “overweight” rating and lifted their target price for the company from $26.00 to $27.50 in a research note on Friday, September 4th. One investment analyst has rated the stock with a Strong Buy rating, four have assigned a Buy rating, three have assigned a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $25.50.

Simmons First National News Roundup

Here are the key news stories impacting Simmons First National this week:

• Positive Sentiment: Adjusted diluted earnings were $0.54 per share, ahead of the $0.53 analyst consensus and up from $0.46 a year earlier. Adjusted net income reached $79.0 million, while revenue increased 8% year over year to $251.2 million. Simmons First National Q3 Earnings Beat Estimates
• Positive Sentiment: Profitability trends improved in some areas: net interest margin expanded 8 basis points sequentially to 3.92%, loan yields increased, and the cost of deposits declined to 1.85%. Adjusted return on tangible common equity rose to 15.50%. Simmons First National Corporation Reports Third Quarter Results
• Positive Sentiment: Capital remained solid, with the CET1 ratio improving to 12.05% from 11.60% in the prior quarter, and the quarterly cash dividend was maintained at $0.215 per share.
• Neutral Sentiment: Management said the quarter reflected continued execution of strategic initiatives intended to improve profitability and optimize the balance sheet. Investors will look to the earnings call for further detail on these plans and the outlook. SFNC Q3 2026 Earnings Call Transcript
• Negative Sentiment: Revenue of $251.2 million missed the $254.0 million consensus estimate. The revenue miss may be outweighing the adjusted EPS beat in the market’s assessment of the quarter. SFNC Earnings Flash
• Negative Sentiment: GAAP net income fell to $47.1 million, or $0.32 per share, from $66.7 million and $0.46 per share in the second quarter. Loans declined to $17.47 billion from $18.06 billion, while deposits dropped to $18.62 billion from $19.73 billion, signaling balance-sheet contraction.
• Negative Sentiment: Credit costs and asset-quality indicators require monitoring: the net charge-off ratio increased to 27 basis points from 20 basis points, although the allowance for credit losses remained substantial at 1.37% of loans.

About Simmons First National

Simmons First National Corporation is a financial services company headquartered in Pine Bluff, Arkansas, and the parent company of Simmons Bank. Founded in 1903, the company has grown from a community bank into a regional banking organization serving businesses, individuals and institutions.

Simmons Bank provides a range of banking services, including checking and savings accounts, commercial and consumer lending, residential mortgage lending, credit cards and treasury management. The bank also offers wealth management, trust, investment and brokerage services to individuals, businesses and nonprofit organizations.

Through its branch network and digital banking platforms, Simmons Bank serves customers in Arkansas, Colorado, Kansas, Missouri, Oklahoma, Tennessee and Texas.