Head to Head Contrast: GBank Financial (NASDAQ:GBFH) vs. CNB Financial (NASDAQ:CCNE)

CNB Financial (NASDAQ:CCNE) and GBank Financial (NASDAQ:GBFH) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability and valuation.

Earnings and Valuation

This table compares CNB Financial and GBank Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$432.51 million	2.29	$66.13 million	$3.11	10.76
GBank Financial	$109.61 million	2.47	$20.93 million	$1.28	14.57

CNB Financial has higher revenue and earnings than GBank Financial. CNB Financial is trading at a lower price-to-earnings ratio than GBank Financial, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for CNB Financial and GBank Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0	2	4	1	2.86
GBank Financial	1	1	4	0	2.50

CNB Financial presently has a consensus target price of $37.00, suggesting a potential upside of 10.58%. GBank Financial has a consensus target price of $37.33, suggesting a potential upside of 100.18%. Given GBank Financial’s higher probable upside, analysts clearly believe GBank Financial is more favorable than CNB Financial.

Volatility & Risk

CNB Financial has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, GBank Financial has a beta of 0.03, suggesting that its share price is 97% less volatile than the S&P 500.

Institutional and Insider Ownership

52.3% of CNB Financial shares are held by institutional investors. 2.9% of CNB Financial shares are held by insiders. Comparatively, 32.4% of GBank Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares CNB Financial and GBank Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CNB Financial	19.37%	12.85%	1.26%
GBank Financial	15.44%	14.42%	1.75%

Summary

CNB Financial beats GBank Financial on 8 of the 14 factors compared between the two stocks.

About CNB Financial

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides private banking; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

About GBank Financial

GBank Financial Holdings Inc. operates as a bank holding company for GBank which provides banking services to commercial and consumer customers principally in Nevada. The company offers business and personal checking and savings accounts. GBank Financial Holdings Inc. is based in Las Vegas, Nevada.