Head to Head Survey: Corpay (NYSE:CPAY) vs. Marqeta (NASDAQ:MQ)

Corpay (NYSE:CPAY) and Marqeta (NASDAQ:MQ) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, earnings, dividends, valuation, profitability and analyst recommendations.

Risk & Volatility

Corpay has a beta of 0.87, meaning that its stock price is 13% less volatile than the S&P 500. Comparatively, Marqeta has a beta of 1.29, meaning that its stock price is 29% more volatile than the S&P 500.

Insider and Institutional Ownership

98.8% of Corpay shares are held by institutional investors. Comparatively, 78.6% of Marqeta shares are held by institutional investors. 5.2% of Corpay shares are held by company insiders. Comparatively, 13.7% of Marqeta shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares Corpay and Marqeta”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corpay	$4.53 billion	5.86	$1.07 billion	$16.43	24.62
Marqeta	$624.88 million	2.64	-$13.93 million	$0.11	143.91

Corpay has higher revenue and earnings than Marqeta. Corpay is trading at a lower price-to-earnings ratio than Marqeta, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent recommendations for Corpay and Marqeta, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corpay	0	3	12	0	2.80
Marqeta	2	7	1	1	2.09

Corpay currently has a consensus target price of $438.93, suggesting a potential upside of 8.51%. Marqeta has a consensus target price of $19.75, suggesting a potential upside of 24.76%. Given Marqeta’s higher possible upside, analysts plainly believe Marqeta is more favorable than Corpay.

Profitability

This table compares Corpay and Marqeta’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Corpay	22.72%	42.18%	6.34%
Marqeta	1.53%	1.36%	0.71%

Summary

Corpay beats Marqeta on 10 of the 15 factors compared between the two stocks.

About Corpay

Volatus is a leader in innovative global aerial solutions for intelligence and cargo. With over 100 years of combined institutional knowledge in aviation, Volatus provides comprehensive solutions using both piloted and remotely piloted aircraft systems for a wide array of industries, including oil and gas, energy utilities, healthcare, public safety, and infrastructure. The Company is committed to enhancing operational efficiency, safety, and sustainability through cutting-edge aerial technologies.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.