NMI (NASDAQ:NMIH) vs. Upexi (NASDAQ:UPXI) Head to Head Review

Upexi (NASDAQ:UPXI) and NMI (NASDAQ:NMIH) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, institutional ownership, dividends and analyst recommendations.

Analyst Ratings

This is a summary of current ratings for Upexi and NMI, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Upexi	1	0	1	0	2.00
NMI	0	2	4	0	2.67

Upexi currently has a consensus price target of $5.00, indicating a potential upside of 409.68%. NMI has a consensus price target of $48.33, indicating a potential upside of 12.05%. Given Upexi’s higher probable upside, research analysts plainly believe Upexi is more favorable than NMI.

Profitability

This table compares Upexi and NMI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Upexi	-874.00%	-66.70%	-19.56%
NMI	54.10%	15.13%	10.21%

Volatility and Risk

Upexi has a beta of -0.21, meaning that its share price is 121% less volatile than the S&P 500. Comparatively, NMI has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500.

Insider and Institutional Ownership

5.7% of Upexi shares are held by institutional investors. Comparatively, 94.1% of NMI shares are held by institutional investors. 9.0% of Upexi shares are held by company insiders. Comparatively, 2.4% of NMI shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Upexi and NMI”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Upexi	$15.81 million	4.88	-$13.68 million	($0.62)	-1.58
NMI	$706.44 million	4.59	$388.93 million	$5.08	8.49

NMI has higher revenue and earnings than Upexi. Upexi is trading at a lower price-to-earnings ratio than NMI, indicating that it is currently the more affordable of the two stocks.

Summary

NMI beats Upexi on 11 of the 14 factors compared between the two stocks.

About Upexi

Upexi, Inc. manufactures and sells various branded products in the health, wellness, pet, beauty, and other markets. The company was formerly known as Grove, Inc. and changed its name to Upexi, Inc. in August 2022. The company was incorporated in 2018 and is headquartered in Clearwater, Florida.

About NMI

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.