HomeTrust Bancshares (HTB) vs. The Competition Head to Head Survey

HomeTrust Bancshares (NYSE:HTB) is one of 925 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare HomeTrust Bancshares to related companies based on the strength of its earnings, valuation, analyst recommendations, risk, institutional ownership, profitability and dividends.

Dividends

HomeTrust Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.3%. HomeTrust Bancshares pays out 15.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 29.0% of their earnings in the form of a dividend.

Valuation & Earnings

This table compares HomeTrust Bancshares and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
HomeTrust Bancshares	$292.47 million	$64.36 million	12.59
HomeTrust Bancshares Competitors	$50.30 billion	$2.39 billion	22.47

HomeTrust Bancshares’ competitors have higher revenue and earnings than HomeTrust Bancshares. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a breakdown of current recommendations for HomeTrust Bancshares and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HomeTrust Bancshares	0	2	2	1	2.80
HomeTrust Bancshares Competitors	7358	29663	27073	1355	2.34

HomeTrust Bancshares currently has a consensus target price of $52.00, indicating a potential upside of 8.39%. As a group, “Banks” companies have a potential upside of 10.99%. Given HomeTrust Bancshares’ competitors higher probable upside, analysts plainly believe HomeTrust Bancshares has less favorable growth aspects than its competitors.

Profitability

This table compares HomeTrust Bancshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HomeTrust Bancshares	22.50%	10.88%	1.45%
HomeTrust Bancshares Competitors	14.93%	9.47%	0.92%

Insider and Institutional Ownership

60.9% of HomeTrust Bancshares shares are held by institutional investors. Comparatively, 47.5% of shares of all “Banks” companies are held by institutional investors. 11.0% of HomeTrust Bancshares shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

HomeTrust Bancshares has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, HomeTrust Bancshares’ competitors have a beta of 0.59, suggesting that their average share price is 41% less volatile than the S&P 500.

Summary

HomeTrust Bancshares beats its competitors on 9 of the 15 factors compared.

HomeTrust Bancshares Company Profile

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company’s loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.