Sparta Commercial Services (OTCMKTS:SRCO) & California First Leasing (OTCMKTS:CFNBD) Critical Comparison

Institutional and Insider Ownership

6.5% of California First Leasing shares are owned by institutional investors. 0.5% of Sparta Commercial Services shares are owned by company insiders. Comparatively, 92.2% of California First Leasing shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

Sparta Commercial Services has a beta of 0.02, suggesting that its share price is 98% less volatile than the S&P 500. Comparatively, California First Leasing has a beta of 0.29, suggesting that its share price is 71% less volatile than the S&P 500.

Profitability

This table compares Sparta Commercial Services and California First Leasing’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sparta Commercial Services	-830.15%	N/A	-408.31%
California First Leasing	N/A	N/A	N/A

Earnings & Valuation

This table compares Sparta Commercial Services and California First Leasing”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sparta Commercial Services	$340,000.00	12.05	-$2.87 million	($0.06)	-1.25
California First Leasing	$30.12 million	10.14	$20.27 million	N/A	N/A

California First Leasing has higher revenue and earnings than Sparta Commercial Services.

Summary

California First Leasing beats Sparta Commercial Services on 7 of the 8 factors compared between the two stocks.

About Sparta Commercial Services

Sparta Commercial Services, Inc. develops, markets, and manages business websites and mobile applications for smartphones and tablets under the iMobileApp name. It offers mobile applications for vehicle dealerships, racetracks, private clubs, country clubs, schools and entertainment venues, restaurants, grocery stores, and various other merchant types. The company also owns and manages websites, which sell motorcycle, recreational vehicle, and truck title history reports for consumers, retailers, municipals, nonprofits, auction houses, banks, and insurance companies; and designs, launches, maintains, and hosts websites for businesses, as well as provides text messaging services. In addition, it offers eCommerce, customer relationship management development and integration, search engine optimization, social media marketing, and online reviews website services to its clients. Further, the company provides an equipment-leasing product for local and state agencies that helps to finance their essential equipment needs, including police motorcycles, cruisers, buses, fire trucks, and EMS equipment; and a range of hemp-derived cannabinol products through newworldhealthcbd.com. The company was incorporated in 1980 and is headquartered in New York, New York.

About California First Leasing

California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California.