OppFi (NYSE:OPFI) CEO Todd Schwartz Acquires 20,000 Shares

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz bought 20,000 shares of the stock in a transaction on Friday, August 14th. The shares were acquired at an average cost of $7.20 per share, for a total transaction of $144,000.00. Following the purchase, the chief executive officer owned 573,733 shares in the company, valued at $4,130,877.60. The trade was a 3.61% increase in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this link.

OppFi Stock Up 0.4%

Shares of NYSE OPFI opened at $7.16 on Friday. The firm has a 50-day simple moving average of $8.99 and a 200-day simple moving average of $8.81. The stock has a market capitalization of $610.02 million, a price-to-earnings ratio of 3.79 and a beta of 1.77. OppFi Inc. has a 52 week low of $6.50 and a 52 week high of $12.45.

OppFi (NYSE:OPFI) last posted its quarterly earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing the consensus estimate of $0.44 by ($0.11). The business had revenue of $86.17 million during the quarter, compared to analysts’ expectations of $155.89 million. OppFi had a return on equity of 30.89% and a net margin of 16.64%.OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, equities research analysts expect that OppFi Inc. will post 1.4 EPS for the current year.

Analyst Ratings Changes

A number of research analysts have weighed in on OPFI shares. Wall Street Zen lowered shares of OppFi from a “strong-buy” rating to a “buy” rating in a research note on Saturday, August 8th. Citigroup restated a “market outperform” rating on shares of OppFi in a research report on Tuesday. Stephens reduced their price objective on OppFi from $11.00 to $9.50 and set an “equal weight” rating on the stock in a research report on Tuesday. Citizens Jmp lowered their price objective on OppFi from $15.00 to $11.00 and set a “market outperform” rating on the stock in a research note on Tuesday. Finally, Weiss Ratings reissued a “hold (c)” rating on shares of OppFi in a research note on Friday, August 7th. Two investment analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to MarketBeat, the company currently has a consensus rating of “Hold” and an average target price of $10.25.

Hedge Funds Weigh In On OppFi

Several institutional investors and hedge funds have recently bought and sold shares of OPFI. Wellington Management Group LLP grew its stake in shares of OppFi by 193.3% in the 4th quarter. Wellington Management Group LLP now owns 2,474,102 shares of the company’s stock valued at $25,879,000 after buying an additional 1,630,450 shares during the period. Vanguard Group Inc. raised its position in shares of OppFi by 6.8% during the 3rd quarter. Vanguard Group Inc. now owns 1,583,772 shares of the company’s stock valued at $17,944,000 after buying an additional 100,320 shares during the period. JPMorgan Chase & Co. raised its position in shares of OppFi by 163.2% during the 3rd quarter. JPMorgan Chase & Co. now owns 780,258 shares of the company’s stock valued at $8,840,000 after buying an additional 483,859 shares during the period. Nuveen LLC lifted its holdings in OppFi by 53.8% in the fourth quarter. Nuveen LLC now owns 754,039 shares of the company’s stock valued at $7,887,000 after acquiring an additional 263,744 shares during the last quarter. Finally, Two Sigma Investments LP lifted its holdings in OppFi by 14.3% in the third quarter. Two Sigma Investments LP now owns 646,099 shares of the company’s stock valued at $7,320,000 after acquiring an additional 80,804 shares during the last quarter. 7.10% of the stock is currently owned by institutional investors and hedge funds.

OppFi News Summary

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd G. Schwartz bought another 20,000 shares for approximately $144,000 at an average price of $7.20. Combined with his 60,000-share purchase earlier in the week, the CEO has acquired 80,000 shares recently—an indication of management confidence following the stock’s decline. SEC insider transaction filing
• Positive Sentiment: OppFi was reported to be trading higher after an analyst upgrade, providing a near-term catalyst and helping offset concerns about the company’s recent earnings performance. OppFi analyst upgrade article
• Positive Sentiment: A bullish investment view argues that OppFi trades at a steep discount to peers despite resilient revenue and free-cash-flow growth. The company’s tighter underwriting, improved recoveries and expense discipline could support portfolio quality and margins. The planned BNC National Bank acquisition is viewed as potentially transformative, with expected adjusted EPS growth and longer-term return targets. OppFi investment outlook
• Neutral Sentiment: Stephens reduced its price target to $9.50 from $11.00 and maintained an “equal weight” rating. The revised target remains above recent trading levels, but the cut reflects a more cautious earnings outlook. Stephens price target article
• Negative Sentiment: Northland Securities lowered its FY2026 EPS forecast to $1.38 from $1.80 and cut its Q4 estimate to $0.38 from $0.54, signaling weaker expected profitability.
• Negative Sentiment: OppFi’s latest quarterly results missed expectations: EPS was $0.33 versus the $0.44 consensus, while revenue was $86.17 million versus estimates of $155.89 million. Reduced loan originations and underwhelming 2026 guidance remain key risks.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.