Insider Buying: OppFi (NYSE:OPFI) CEO Buys $423,000.00 in Stock

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz bought 60,000 shares of the firm’s stock in a transaction dated Wednesday, August 12th. The shares were acquired at an average cost of $7.05 per share, with a total value of $423,000.00. Following the completion of the transaction, the chief executive officer owned 553,733 shares of the company’s stock, valued at $3,903,817.65. This represents a 12.15% increase in their ownership of the stock. The purchase was disclosed in a filing with the SEC, which is available through this link.

OppFi Stock Up 0.4%

OPFI stock opened at $7.16 on Friday. The stock’s 50 day moving average is $8.99 and its 200-day moving average is $8.81. OppFi Inc. has a twelve month low of $6.50 and a twelve month high of $12.45. The firm has a market capitalization of $610.02 million, a PE ratio of 3.79 and a beta of 1.77.

OppFi (NYSE:OPFI) last posted its quarterly earnings data on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a return on equity of 30.89% and a net margin of 16.64%.The firm had revenue of $86.17 million for the quarter, compared to analysts’ expectations of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. On average, equities research analysts anticipate that OppFi Inc. will post 1.4 earnings per share for the current fiscal year.

Institutional Investors Weigh In On OppFi

Large investors have recently added to or reduced their stakes in the company. Globeflex Capital L P purchased a new stake in OppFi during the second quarter valued at about $3,240,000. Bank of New York Mellon Corp bought a new position in OppFi during the second quarter worth about $891,000. Lazard Asset Management LLC purchased a new position in shares of OppFi in the first quarter worth about $91,000. Corsair Capital Management L.P. purchased a new position in shares of OppFi in the first quarter worth about $229,000. Finally, Renaissance Technologies LLC raised its position in shares of OppFi by 2.3% in the first quarter. Renaissance Technologies LLC now owns 630,308 shares of the company’s stock valued at $4,860,000 after purchasing an additional 14,100 shares during the period. Hedge funds and other institutional investors own 7.10% of the company’s stock.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd G. Schwartz bought another 20,000 shares for approximately $144,000 at an average price of $7.20. Combined with his 60,000-share purchase earlier in the week, the CEO has acquired 80,000 shares recently—an indication of management confidence following the stock’s decline. SEC insider transaction filing
• Positive Sentiment: OppFi was reported to be trading higher after an analyst upgrade, providing a near-term catalyst and helping offset concerns about the company’s recent earnings performance. OppFi analyst upgrade article
• Positive Sentiment: A bullish investment view argues that OppFi trades at a steep discount to peers despite resilient revenue and free-cash-flow growth. The company’s tighter underwriting, improved recoveries and expense discipline could support portfolio quality and margins. The planned BNC National Bank acquisition is viewed as potentially transformative, with expected adjusted EPS growth and longer-term return targets. OppFi investment outlook
• Neutral Sentiment: Stephens reduced its price target to $9.50 from $11.00 and maintained an “equal weight” rating. The revised target remains above recent trading levels, but the cut reflects a more cautious earnings outlook. Stephens price target article
• Negative Sentiment: Northland Securities lowered its FY2026 EPS forecast to $1.38 from $1.80 and cut its Q4 estimate to $0.38 from $0.54, signaling weaker expected profitability.
• Negative Sentiment: OppFi’s latest quarterly results missed expectations: EPS was $0.33 versus the $0.44 consensus, while revenue was $86.17 million versus estimates of $155.89 million. Reduced loan originations and underwhelming 2026 guidance remain key risks.

Analysts Set New Price Targets

A number of brokerages recently weighed in on OPFI. Wall Street Zen downgraded shares of OppFi from a “strong-buy” rating to a “buy” rating in a report on Saturday, August 8th. Citigroup restated a “market outperform” rating on shares of OppFi in a report on Tuesday. Stephens lowered their price objective on shares of OppFi from $11.00 to $9.50 and set an “equal weight” rating on the stock in a research report on Tuesday. Weiss Ratings reiterated a “hold (c)” rating on shares of OppFi in a research note on Friday, August 7th. Finally, Zacks Research cut shares of OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Two research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Hold” and an average price target of $10.25.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.