Head to Head Analysis: FFBW (NASDAQ:FFBW) and BANCORP 34 (OTCMKTS:BCTF)

Valuation & Earnings

This table compares BANCORP 34 and FFBW”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BANCORP 34	$54.19 million	1.94	$7.86 million	$0.88	17.49
FFBW	$11.90 million	5.68	$1.51 million	$0.69	23.97

BANCORP 34 has higher revenue and earnings than FFBW. BANCORP 34 is trading at a lower price-to-earnings ratio than FFBW, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

BANCORP 34 has a beta of 0.14, indicating that its stock price is 86% less volatile than the S&P 500. Comparatively, FFBW has a beta of 0.08, indicating that its stock price is 92% less volatile than the S&P 500.

Institutional & Insider Ownership

6.5% of BANCORP 34 shares are owned by institutional investors. 7.4% of BANCORP 34 shares are owned by insiders. Comparatively, 4.8% of FFBW shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares BANCORP 34 and FFBW’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BANCORP 34	12.59%	N/A	N/A
FFBW	N/A	N/A	N/A

Summary

BANCORP 34 beats FFBW on 7 of the 9 factors compared between the two stocks.

About BANCORP 34

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking products and services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand and time deposits, NOW accounts, and individual retirement accounts, as well as certificates of deposit. The company also provides term, working capital, construction, USDA, small business administration, equipment, assisted living and skilled nursing, renewable energy and solar equipment, and commercial real estate loans; and small to medium size business and business acquisitions financing; lines of credit; multi-family finance; and employee stock ownership plans, HOA lending, and investor pools of single family rentals. In addition, it offers credit and debit cards; safe deposit boxes; treasury management products; and merchant card processing, cash management, e-banking, mobile and online banking, bill payment, and merchant capture services. The company operates through its network of full-service branches in Scottsdale and Arizona, as well as Alamogordo and Las Cruces, New Mexico. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.

About FFBW

FFBW, Inc. operates as the holding company for First Federal Bank of Wisconsin that provides banking products and services in the United States. It offers deposit accounts, including noninterest-bearing and interest-bearing checking accounts, money market accounts, statement savings, and health savings, as well as certificates of deposit. The company also provides various loans, which include one- to four family owner-occupied and investor-owned residential real estate, multifamily residential real estate, commercial real estate, commercial and industrial, and commercial development loans, as well as consumer loans, such as home equity lines of credit, new and used automobile loans, boat loans, recreational vehicle loans, and loans secured by certificates of deposit. FFBW, Inc. was founded in 1922 and is based in Brookfield, Wisconsin.