Fair Isaac (NYSE:FICO) Releases FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) updated its FY 2026 earnings guidance on Wednesday. The company provided EPS guidance of 42.430-42.430 for the period, compared to the consensus EPS estimate of 42.060. The company issued revenue guidance of $2.5 billion-$2.5 billion, compared to the consensus revenue estimate of $2.5 billion.

Wall Street Analysts Forecast Growth

A number of equities research analysts have recently issued reports on FICO shares. Wall Street Zen cut shares of Fair Isaac from a “buy” rating to a “hold” rating in a research note on Sunday, June 28th. Jefferies Financial Group lowered their target price on Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a research note on Monday, May 4th. Wells Fargo & Company raised their price target on Fair Isaac from $1,400.00 to $1,450.00 and gave the stock an “overweight” rating in a research report on Thursday. Raymond James Financial reiterated an “outperform” rating and issued a $1,750.00 price objective on shares of Fair Isaac in a research report on Wednesday, April 29th. Finally, Wolfe Research restated an “outperform” rating on shares of Fair Isaac in a report on Thursday. Twelve investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $1,600.93.

Fair Isaac Trading Down 5.5%

NYSE FICO traded down $62.27 on Friday, reaching $1,077.27. 145,163 shares of the stock were exchanged, compared to its average volume of 341,067. Fair Isaac has a one year low of $870.01 and a one year high of $1,998.01. The company’s 50-day simple moving average is $1,218.85 and its two-hundred day simple moving average is $1,234.05. The firm has a market capitalization of $24.98 billion, a PE ratio of 31.15, a PEG ratio of 1.22 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a negative return on equity of 42.05% and a net margin of 34.05%.The business had revenue of $674.19 million for the quarter, compared to the consensus estimate of $679.17 million. During the same period in the prior year, the business posted $8.57 earnings per share. The company’s quarterly revenue was up 25.7% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Sell-side analysts forecast that Fair Isaac will post 38 earnings per share for the current fiscal year.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Fiscal third-quarter adjusted EPS was $12.18, above consensus estimates of approximately $11.76-$12.02, while revenue rose 25.7% year over year to $674.2 million. Profitability also improved, with operating profit up 38.1% and operating cash flow up 32.9%. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year over Year
• Positive Sentiment: FICO’s Scores business remained the primary growth engine, supporting revenue expansion and margin gains. Management raised fiscal 2026 EPS guidance to $42.43 from a consensus estimate near $42.06, while full-year revenue guidance was broadly in line with expectations. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: Wolfe Research maintained a Buy rating with a $1,450 price target, citing strong earnings, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating and assigned a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: At roughly $1,088, FICO trades well below its 50-day and 200-day moving averages of approximately $1,219 and $1,234, respectively. The median recent analyst target of $1,472 implies substantial longer-term upside, but the stock remains volatile and well below its one-year high.
• Negative Sentiment: Revenue missed estimates, with reported sales below forecasts ranging from roughly $679 million to $692 million. Investors were particularly concerned that softer software growth and near-term mortgage weakness could limit momentum, making the outlook appear less robust than the headline EPS beat suggested. FICO Stock Tracking Worst Day After Downside Guidance

Hedge Funds Weigh In On Fair Isaac

Several institutional investors and hedge funds have recently added to or reduced their stakes in FICO. Brighton Jones LLC grew its position in Fair Isaac by 168.7% during the fourth quarter. Brighton Jones LLC now owns 481 shares of the technology company’s stock worth $958,000 after buying an additional 302 shares during the period. Zacks Investment Management acquired a new stake in shares of Fair Isaac in the 4th quarter worth approximately $314,000. OpenArc Corporate Advisory LLC acquired a new position in Fair Isaac during the fourth quarter worth $265,000. Zions Bancorporation National Association UT increased its stake in Fair Isaac by 10.7% in the fourth quarter. Zions Bancorporation National Association UT now owns 155 shares of the technology company’s stock valued at $262,000 after purchasing an additional 15 shares during the last quarter. Finally, Parkside Financial Bank & Trust raised its position in Fair Isaac by 7.0% in the fourth quarter. Parkside Financial Bank & Trust now owns 153 shares of the technology company’s stock valued at $259,000 after purchasing an additional 10 shares during the period. Institutional investors and hedge funds own 85.75% of the company’s stock.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.