Kevin Francis Ramos Purchases 5,682 Shares of Five Star Bancorp (NASDAQ:FSBC) Stock

Five Star Bancorp (NASDAQ:FSBC) Director Kevin Francis Ramos purchased 5,682 shares of Five Star Bancorp stock in a transaction that occurred on Wednesday, July 22nd. The stock was acquired at an average cost of $44.00 per share, with a total value of $250,008.00. Following the acquisition, the director directly owned 177,546 shares of the company’s stock, valued at $7,812,024. The trade was a 3.31% increase in their position. The purchase was disclosed in a filing with the SEC, which is available through this hyperlink.

Five Star Bancorp Stock Down 0.9%

Shares of NASDAQ FSBC opened at $47.42 on Thursday. Five Star Bancorp has a fifty-two week low of $28.34 and a fifty-two week high of $50.26. The business has a 50 day moving average price of $45.95 and a two-hundred day moving average price of $41.64. The firm has a market cap of $1.01 billion, a PE ratio of 14.03 and a beta of 0.53.

Five Star Bancorp (NASDAQ:FSBC) last announced its earnings results on Wednesday, July 22nd. The company reported $0.91 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.86 by $0.05. The company had revenue of $47.95 million for the quarter, compared to analyst estimates of $47.72 million. Five Star Bancorp had a return on equity of 16.17% and a net margin of 25.92%. On average, analysts anticipate that Five Star Bancorp will post 3.55 earnings per share for the current year.

Five Star Bancorp Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Monday, August 10th. Investors of record on Monday, August 3rd will be paid a $0.25 dividend. This represents a $1.00 dividend on an annualized basis and a dividend yield of 2.1%. The ex-dividend date is Monday, August 3rd. Five Star Bancorp’s payout ratio is 29.59%.

Institutional Trading of Five Star Bancorp

Several hedge funds have recently bought and sold shares of FSBC. Russell Investments Group Ltd. bought a new position in Five Star Bancorp in the 2nd quarter worth about $34,000. Quarry LP bought a new stake in shares of Five Star Bancorp during the third quarter valued at approximately $40,000. State of Alaska Department of Revenue raised its holdings in shares of Five Star Bancorp by 154.6% during the fourth quarter. State of Alaska Department of Revenue now owns 2,177 shares of the company’s stock valued at $77,000 after buying an additional 1,322 shares during the last quarter. Raymond James Financial Inc. acquired a new position in shares of Five Star Bancorp during the second quarter worth approximately $64,000. Finally, Tower Research Capital LLC TRC boosted its position in shares of Five Star Bancorp by 65.5% during the second quarter. Tower Research Capital LLC TRC now owns 3,435 shares of the company’s stock worth $98,000 after buying an additional 1,359 shares during the period. 46.94% of the stock is currently owned by institutional investors.

Wall Street Analyst Weigh In

A number of research analysts have commented on the stock. Keefe, Bruyette & Woods increased their price objective on shares of Five Star Bancorp from $41.00 to $43.00 and gave the company a “market perform” rating in a research note on Friday, May 1st. DA Davidson upped their target price on shares of Five Star Bancorp from $53.00 to $55.00 and gave the company a “buy” rating in a research note on Wednesday. Stephens set a $51.00 price target on Five Star Bancorp in a research note on Monday. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of Five Star Bancorp in a report on Monday, June 1st. Four investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. According to data from MarketBeat, the company has a consensus rating of “Moderate Buy” and a consensus price target of $45.20.

Trending Headlines about Five Star Bancorp

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Directors made substantial open-market purchases. Six directors collectively bought 142,727 shares for approximately $6.28 million at $44 per share. The largest purchase was Larry Eugene Allbaugh’s 96,591-share, $4.25 million acquisition. Broad insider buying can signal confidence in FSBC’s valuation and outlook. Insider buying report
• Positive Sentiment: Recent earnings exceeded expectations. Five Star Bancorp reported quarterly EPS of $0.91 versus the $0.86 consensus estimate, while revenue of roughly $48.0 million also topped forecasts. Its 16.17% return on equity and 25.92% net margin reinforce the case that earnings are supporting fair value. A valuation analysis described FSBC as approximately 2% undervalued. Fair value analysis
• Positive Sentiment: The quarterly dividend remains attractive. The company declared a $0.25-per-share dividend, equivalent to $1.00 annually and a yield of about 2.1%. The payout ratio is approximately 29.6%, suggesting room to maintain the dividend if earnings remain stable.
• Neutral Sentiment: The completed capital raise improves financial flexibility. Including the underwriters’ overallotment, FSBC sold 3,133,750 shares at $44 each and expects approximately $130.6 million in net proceeds. The funds may support Five Star Bank investments, loan growth and other corporate purposes. Offering announcement
• Negative Sentiment: The offering creates near-term shareholder dilution. The increased share count could pressure per-share earnings and offset some of the benefit from the new capital, likely contributing to caution despite the positive operating and insider-buying signals.

About Five Star Bancorp

Five Star Bancorp, Inc is the bank holding company for Five Star Bank, a community-focused financial institution serving retail and commercial customers primarily in Upstate New York. Headquartered in Rochester, the company provides a range of banking and financial services designed to meet the needs of individuals, families and businesses throughout its regional footprint.

The company’s core business activities include deposit services—such as checking, savings and money market accounts—alongside consumer and mortgage lending.