Bread Financial Holdings, Inc. (NYSE:BFH) Plans Quarterly Dividend of $0.23

Bread Financial Holdings, Inc. (NYSE:BFH) announced a quarterly dividend on Thursday, July 23rd. Investors of record on Monday, August 31st will be paid a dividend of 0.23 per share on Tuesday, September 15th. This represents a c) annualized dividend and a yield of 0.9%. The ex-dividend date is Monday, August 31st.

Bread Financial has decreased its dividend by an average of 0.1%per year over the last three years. Bread Financial has a dividend payout ratio of 10.1% meaning its dividend is sufficiently covered by earnings. Equities research analysts expect Bread Financial to earn $12.13 per share next year, which means the company should continue to be able to cover its $0.92 annual dividend with an expected future payout ratio of 7.6%.

Bread Financial Price Performance

Shares of BFH stock opened at $103.85 on Friday. The stock’s fifty day simple moving average is $97.00 and its 200 day simple moving average is $84.01. Bread Financial has a one year low of $53.83 and a one year high of $109.91. The firm has a market cap of $4.20 billion, a price-to-earnings ratio of 8.51, a P/E/G ratio of 0.90 and a beta of 1.10. The company has a debt-to-equity ratio of 0.25, a current ratio of 1.15 and a quick ratio of 1.15.

Bread Financial (NYSE:BFH) last released its quarterly earnings data on Thursday, July 23rd. The company reported $3.55 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.74 by $0.81. The firm had revenue of $993.00 million during the quarter, compared to analyst estimates of $959.32 million. Bread Financial had a return on equity of 18.79% and a net margin of 11.90%.The business’s revenue for the quarter was up 6.9% compared to the same quarter last year. During the same period in the prior year, the company posted $3.15 earnings per share. On average, analysts expect that Bread Financial will post 11.02 earnings per share for the current fiscal year.

Key Headlines Impacting Bread Financial

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: BFH reported Q2 2026 adjusted earnings of $3.55 per share, topping Wall Street estimates and improving from $3.15 a year ago, signaling better profitability. Bread Financial Reports Second Quarter 2026 Results
• Positive Sentiment: Revenue came in at $993 million, above consensus expectations, with sales up 6.9% year over year, suggesting healthy business momentum. Bread Financial earnings release and transcript
• Positive Sentiment: The company also announced a quarterly common dividend of $0.23 per share, reinforcing cash generation and shareholder returns. Bread Financial Declares Dividends on Preferred and Common Stock
• Positive Sentiment: Preferred shareholders also received new quarterly dividend declarations, including $0.539 per depositary share for Series A, which may support investor confidence in the balance sheet. Bread Financial Declares Quarterly Dividends on Preferred and Common Stock for Third Quarter 2026

About Bread Financial

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.